SHERIFF'S SALE By virtue of a Writ of execution, to me directed, issued out of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION, CAMDEN COUNTY, DOCKET NO. F00268325 at Public Venue on WEDNESDAY the 5TH Day of  NOVEMBER, 2025 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at 520 MARKET ST, CAMDEN, NJ 08102 CAMDEN CITY COUNCIL CHAMBERS ON 2ND FLOOR. The property to be sold is located in the TOWNSHIP OF WATERFORD, in the County of CAMDEN and State of New Jersey. Commonly known as: 881 WILLOW WAY, ATCO, NJ 08004; Tax LOT 7, BLOCK 5603 Township of Waterford, County of Camden Dimensions of Lot: (Approximately) 130 X 155 FEET Number of Feet to Nearest Cross Street: AT A POINT IN THE NORTHERLY LINE OF WILLOW WAY, 50 FEET WIDE, SAID POINT BEING DISTANT 109.60 FEET, WESTWARDLY FROM THE NORTHEASTERLY END OF CURVE, RADIUS 20 FEET, CONNECTING THE NORTHERLY LINE OF WILLOW WAY WITH THE WESTERLY LINE OF FERNWOOD AVENUE, 50 FEET WIDE Upset Bid Amount: $372,914.65 Occupancy Status: Occupied  Amount Due for Taxes; Taxes exempt of 7/28/25 Sale may be subject to subsequent taxes, liens, utilities and interest since 7/28/25 Subject to: All unpaid municipal taxes, assessments, liens and other charges; any set of facts which an accurate survey would disclose; Any restrictions or covenants on record which run with the land; Rights of the United States of America, if any; Any condominium lien priority pursuant to NJSA 46:88-21, if any; Any outstanding PUD or Homeowner's Association dues or fees, if any; Any occupants or persons in possession of the property, if any; Additional municipal charges, liens, taxes or tax sale certificates and insurance, if any; and any such taxes, municipal liens or other charges liens, insurance premiums or other advances made by plaintiff prior to this sale. The amount of unpaid taxes municipal liens and other charges can be obtained from the local taxing authority. All interested parties are to conduct and rely upon their own independent investigation to ascertain whether or not any outstanding interest remain of record and/or have priority over the lien being foreclosed and, if so the current amount due thereon. **If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. As the above description does not constitute a full legal description, said full legal description is annexed to that certain mortgage recorded in the Camden County Clerk's Office in Book 12102 at Page 1673, et seq., New Jersey, and the Writ of Execution on file with the Sheriff of Camden County. THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION. SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. The judgment sought to be satisfied by the sale is: "APPROXIMATELY" $398,611.31 TWENTY PERCENT DEPOSIT REQUIRED Seized as the property of PHILLIP S. WARNER, II: MARINER FINANCE, LLC, defendant(s), and taken in execution of MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI LIMITED LIABILITY COMPANY, plaintiff. Charles H. Billingham SHERIFF Sheriff's Number: 25001819 DATED: 10/14, 10/21, 10/28, 11/4/2025 Attorney: GROSS POLOWY, LLC 1775 WEHRLE DRIVE SUITE 100 WILLIAMSVILLE NY 14221 ($252.72)