NOTICE OF TRUSTEE'S SALE TS No. 182438 Grantor; Daniel J. Ehrhardt and Kathy Ruth Cortez, husband and wife Current beneficiary of the deed of trust: Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company Current trustees of the deed of trust: Prime Recon LLC Current mortgage servicer of the deed of trust: Nationstar Mortgage, LLC Reference number of the deed of trust: 202402230060 in Book xx, Page xx Parcel number(s): 4047-002-010-0605 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on 11/21/2025, at the hour of 10:00 AM At the main entrance to the Kitsap Administration Building, 619 Division Street in the City of Port Orchard, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Kitsap, State of Washington, to-wit: SEE ATTACHED EXHIBIT A EXHIBIT A REF.: 182438 PARCEL I: LOT A-4 OF CITY OF PORT ORCHARD SHORT PLAT NO. PO-87, RECORDED: UNDER AUDITOR'S FILE NO. 9605060037, BEING A PORTION OF LOTS 10 AND 11, BLOCK 2, RADEY'S ADDITION TO PORT ORCHARD, ACCORDING TO PLAT RECORDED IN VOLUME 4 OF PLATS; PAGE 96, IN KITSAP COUNTY, WASHINGTON. PARCEL II: A NON-EXCLUSIVE 25 FOOT PRIVATE ROAD AND UTILITIES EASEMENT AS DELINEATED IN CITY OF PORT ORCHARD SHORT PLAT NO. PO-87 RECORDED UNDER AUDITOR'S FILE NO. 9605060037. NOTE FOR INFORMATIONAL PURPOSES ONLY: THE FOLLOWING MAY BE USED AS AN ABBREVIATED LEGAL DESCRIPTION ON THE DOCUMENTS TO BE RECORDED, PER AMENDED RCW 65.04. SAID: ABBREVIATED LEGAL DESCRIPTION IS NOT A SUBSTITUTE FOR A COMPLETE LEGAL DESCRIPTION WITHIN THE BODY OF THE DOCUMENT. LT A-4, SPN PO-87; BEING A PTN OF LTS 10 and 11, BLK 2, RADEY'S ADD TO: PORT ORCHARD ABBREVIATED LEGAL: LT A-4, SPN PO-87; BEING A PTN OF LTS 10 and 11, BLK 2, RADEY'S ADD TO PORT ORCHARD. The postal address of which is more commonly known as: 511 Forest Park St, Port Orchard, WA 98366. which is subject to that certain Deed of Trust dated February 22, 2024, recorded February 23, 2024, under Auditor's File No. 202402230060 in Book xx, Page xx, records of Kitsap County, Washington, from Daniel J. Ehrhardt and Kathy Ruth Cortez, husband and wife, as Grantor, to Old Republic National Title Insurance Company, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. as designated nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, as Beneficiary, the beneficial interest in which was assigned, under an Assignment recorded 04/09/2025, under Auditor's File No. 202504090113 of official records in the Office of the Auditor of Kitsap County, Washington. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $45,466.67. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $397,697.07, together with interest as provided in the note or other instrument secured from 05/01/2024, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute, V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 11/21/2025. The default(s) referred to in paragraph III must be cured by the 10th day of November, 2025 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 10th day of November, 2025 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 10th day of November, 2025 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Current Occupant 511 Forest Park St Port Orchard, WA 98366 Daniel Ehrhardt 511 Forest Park St Port Orchard, WA 98366 Daniel Ehrhardt 6803 West Lynn Creek Drive Arlington, TX 76001 All Unknown Persons, Parties, or Occupants 511 Forest Park St Port Orchard, WA 98366 Kathey Cortez 511 Forest Park St Port Orchard, WA 98366 Kathey Cortez 6803 West Lynn Creek Drive Atlington, TX 76001 by both first-class and certified mail on the 6th day of June, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 5th day of June, 2025, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. Prime Recon LLC 1330 N. Washington Street, Suite 3575 Spokane, WA 99201 Phone: (888) 725-4142 COMPLIANCE WITH RCW 61.24.031, RCW 61.24.040 AND RCW 61.24.163, IF APPLICABLE: For owner-occupied residential real property, before the Notice of Trustee's Sale is recorded, transmitted, or served, the beneficiary has complied with RCW 61.24.031, RCW 61,24.040, and, if applicable, RCW 61.24.163. Dated: 7/8/25Prime Recon LLC By: Devin Ormonde, Assistant Vice President THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only until 90 days BEFORE the date of sale listed in this Notice of Trustee's Sale to be referred to mediation. It this is an Amended Notice of Trustee's Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this Amended Notice of Trustee's Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission. Telephone: 1-877-894-HOME (4663) Website: https://dfi.wa.gov/homeownership/mortgage-assistance-programs The United States Department of Housing and Urban Development. Telephone: 1-800-225-5342 Website: https://www.hud.gov/program offices/housing/sth/tharesourcectr The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys. Telephone: 1-800-606-4819 Website: https://nwjustice.org/get-legal -help X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20™ day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW, For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. A-4847587 10/17/2025, 11/07/2025 11745557