NOTICE OF TRUSTEE'S SALE OF REAL PROPERTY NOTICE IS HEREBY GIVEN by LINDY M. LAUDER, as successor Trustee, of the public sale of the real property hereinafter described pursuant to the "Small Tract Financing Act of Montana" (Section 71-1-301, et seq., MCA). The following information is provided: THE NAME OF THE GRANTOR, ORIGINAL TRUSTEE, THE BENEFICIARY IN THE DEED OF TRUST, ANY SUCCESSOR IN INTEREST TO THE BENEFICIARY OR GRANTOR, ANY SUCCESSOR TRUSTEE, AND THE PRESENT RECORD OWNER IS/ARE: Grantor: Kristine M. Moore ("Grantor") Original Trustee: SWBC LENDING SOLUTIONS Successor Trustee: LINDY M. LAUDER, an attorney licensed to practice law in the State of Montana (the "Trustee") Original Beneficiary: AMERICAN BANK CENTER Current Beneficiary: BRAVERA BANK, AS SUCCESSOR TO AMERICAN BANK Present Record Owner: KRISTINE M. MOORE THE DESCRIPTION OF THE PROPERTY COVERED BY THE DEED OF TRUST IS: The real property and its appurtenances in Cascade County, Montana, more particularly described as follows: THE NORTH 75 FEET OF THE EAST 43 FEET OF LOT 8, BLOCK 16, HUY'S ADDITION, AN ADDITION TO THE CITY OF GREAT FALLS, CASCADE COUNTY, MONTANA, ACCORDING TO THE OFFICIAL MAP OR PLAT THEREOF, ON FILE AND OF RECORD IN THE OFFICE OF THE CLERK AND RECORDER OF SAID COUNTY. PARCEL ID: 0001005800 With the address of 614 20th Street S., Great Falls, MT 59405-2722. RECORDING DATA: The following instruments and documents have been recorded in the Clerk and Recorder's Office in Cascade County, Montana. Real Estate Trust Indenture dated July 30, 2021, and recorded August 27, 2021, under Document No. R0416439; and Substitution of Trustee dated September 4, 2025, and recorded September 19, 2025, as Document No. R0473993. THE DEFAULT FOR WHICH THE FORECLOSURE IS MADE IS: Failure to make payments when due in the amounts due under the Promissory Note dated July 30, 2021. The borrower is due for the June 13, 2024 payment and each payment thereafter. THE SUMS OWING ON THE OBLIGATION SECURED BY THE DEED OF TRUST AS OF SEPTEMBER 3, 2025, ARE: Principal: $19,195.26 Interest: Interest continues to accrue at a rate of 4.509% per annum. As of September 3, 2025, the interest balance is $875.00 and the interest accrues at the rate of $2.37127 per day. Late fees: $103.80 The Beneficiary anticipates and intends to disburse such amounts as may be required to preserve and protect the real property, and for real property taxes that may become due or delinquent, unless such amounts or taxes are paid by the Grantor or successor in interest to the Grantor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligation secured by the Trust Indenture. Other expenses to be charged against the proceeds of the sale include the Trustee's and attorney's fees, and costs and expenses of sale. THE TRUSTEE, AT THE DIRECTION OF THE BENEFICIARY, HEREBY ELECTS TO SELL THE PROPERTY TO SATISFY THE AFORESAID OBLIGATIONS. THE DATE, TIME, PLACE AND TERMS OF SALE ARE: Date: January 21, 2026 Time: 1:00 p.m., Mountain Standard Time or Mountain Daylight Time, whichever is in effect. Place: On the front steps of the Cascade County District Courthouse, 415 2nd Ave N #200A, Great Falls, MT 59401 Terms: This sale is a public sale and any person, including the Beneficiary, and excepting only the Trustee, may bid at the sale. The bid price must be paid in cash. The conveyance will be made by Trustee's Deed. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. Dated this 19th day of September, 2025. /s/ Lindy Lauder Lindy M. Lauder, Trustee State of Montana) :ss. County of Missoula) This instrument was acknowledged before me on the 19th day of September, 2025, by Lindy M. Lauder, as Trustee. /s/ Bailey Wike Printed Name: Bailey Wike (NOTARY SEAL) Notary Public for the State of Montana Residing at Missoula, MT My Commission Expires August 24, 2026 File No.: 171067-000001 MNAXLP October 30, November 6, 13 2025 LMTS0395445