SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BURLINGTON COUNTY DOCKET NO. F-005516-25 FILE NO. 31101-25 NOTICE TO ABSENT DEFENDANT (L.S.) STATE OF NEW JERSEY TO: SANJEEV VERMA; YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon PELLEGRINO AND FELDSTEIN, LLC, plaintiff's attorneys, whose address is 290 Route 46 West, Denville, NJ, an Answer to the Complaint filed in a Civil Action, in which CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z LLC is the plaintiff and RITA A. ARTES, ET ALS; are defendants, pending in the Superior Court of New Jersey, Chancery Division, BURLINGTON County and bearing Docket No. F-005516-25 within thirty-five (35) days after November 16, 2025 exclusive of such date. If you fail to answer or appear in accordance with Rule 4:4-6, Judgment by Default may be rendered against you for relief demanded in the Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex - CN 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney you may communicate with the Lawyer Referral Service of the County of Venue and that if you cannot afford an attorney, you may communicate with the Legal Services Office of the County of Venue. The telephone number of such agencies are as follows: Lawyer Referral Service 609-261-4862 - Legal Services Office 609-261-1088. THE ACTION has been instituted for the purpose of foreclosing the following tax sale certificate: 1. A certain tax certificate 22-01801, sold on 12/22/2022, dated 12/23/2022, and was recorded on 02/10/2023 in Mortgage Book 13657 at Page 9444, made by SANDRA J. ROOT, Collector of Taxes of CINNAMINSON, and State of New Jersey to CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z LLC and subsequently assigned to plaintiff, CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z LLC. This covers real estate located in CINNAMINSON, County of BURLINGTON, and State of New Jersey, known as LOT 9.01 BLOCK 423 as shown on the Tax Assessment Map and Tax Map duplicate of CINNAMINSON. and concerns premises commonly known as 831 S WARRINGTON AVE, CINNAMINSON, New Jersey. YOU, SANJEEV VERMA, are made party defendant to the above foreclosure action because on July 3, 2018, a judgment was entered in the Superior Court of New Jersey, Morris County, by Sanjeev Verma against Brian C Lane; Rita A Artes; and Philadelphia Regional Real Estate Buyers LLC disclosing a debt in the amount of $126,378.47. Said judgment was entered as Judgment No. J-110250-2018. Said judgment is subordinate to the Plaintiff's lien. Defendants are hereby provided NOTICE of the right to exercise affirmative defense of surplus equity to this foreclosure action, per Tyler v. Hennepin, 598 U.S. 631 (2023). A. If the plaintiff's lien is not redeemed, or you do not elect to have this action brought to sheriff's sale, you are at risk to lose your equity in the property. B. The potential loss of equity in the Property is a valid basis to contest this matter; and C. You have the right to request a sheriff's sale which would then require any surplus beyond the amount owed to plaintiff to be deposited with the Superior Court Trust Fund. DATED: November 13, 2025 Michelle M. Smith, Clerk of the Superior Court of New Jersey November 16 2025 LSOM0407575 $40.30