SHORT FORECLOSURE NOTICE - OTSEGO COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Otsego County, starting promptly at 10:00 AM, on December 18, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): TODD PRUSAKIEWICZ; a Single Person Original Mortgagee: State Farm Bank, F.S.B., Date of mortgage: January 11, 2016 Recorded on February 18, 2016, Liber 1395, on Page 938, Foreclosing Assignee (if any): FirstKey Master Funding 2021-A Collateral Trust Amount claimed to be due at the date hereof: Thirty Thousand Two Hundred Forty-One and 27/100 Dollars ($30,241.27) Mortgaged premises: Situated in Otsego County, and described as: TO WIT: PARCEL E: COMMENCING AT THE SOUTH 1/4 CORNER OF SECTION 35, TOWNSHIP 31 NORTH, RANGE 2 WEST, ACCORDING TO THE CERTIFICATE OF SURVEY RECORDED IN LIBER 248, PAGES 222 THROUGH 226, OTSEGO COUNTY RECORDS; THENCE NORTH 01 DEGREES 50 MINUTES 26 SECONDS EAST, 903.27 FEET ALONG THE NORTH-SOUTH 1/4 LINE OF SAID SECTION 35; THENCE NORTH 89 DEGREES 44 MINUTES 00 SECONDS EAST, 601.05 FEET; THENCE SOUTH 01 DEGREES 50 MINUTES 37 SECONDS WEST 915.20 FEET; THENCE NORTH 89 DEGREES 07 MINUTES 47 SECONDS WEST, 600.68 FEET ALONG THE SOUTH LINE OF SAID LINE OF SAID SECTION 35 TO THE POINT OF BEGINNING. PARCEL F: COMMENCING AT THE SOUTH 1/4 CORNER OF SECTION 35, TOWNSHIP 31 NORTH, RANGE 2 WEST; THENCE SOUTH 89 DEGREES 07 MINUTES 47 SECONDS EAST, 600.68 FEET ALONG THE SOUTH LINE OF SAID SECTION 35 TO THE POINT OF BEGINNING; THENCE NORTH 01 DEGREES 50 MINUTES 37 SECONDS EAST, 915.20 FEET; THENCE NORTH 89 DEGREES 44 MINUTES 00 SECONDS EAST, 715.63 FEET; THENCE SOUTH 01 DEGREES 50 MINUTES 37 SECONDS WEST 459.15 FEET ALONG THE EAST 1/8 LINE; THENCE NORTH 89 DEGREES 07 MINUTES 47 SECONDS WEST, 470.25 FEET; THENCE SOUTH 01 DEGREES 50 MINUTES 37 SECONDS WEST, 470.25 FEET; THENCE NORTH 89 DEGREES 07 MINUTES 47 SECONDS WEST, 245.0 FEET ALONG THE SOUTH LINE OF SAID SECTION 35 TO THE POINT OF BEGINNING. PARCEL G: A PARCEL OF LAND ON PART OF THE WEST 1/2 OF THE SOUTHEAST 1/4 OF SECTION 35, TOWNSHIP 31 NORTH, RANGE 2 WEST, DOVER TOWNSHIP, OTSEGO COUNTY, MICHIGAN COMMENCING AT THE SOUTH 1/4 CORNER OF SAID SECTION 35; THENCE NORTH 01 DEGREES 50 MINUTES 26 SECONDS 903.27 FEET ALONG THE NORTH-SOUTH 1/4 LINE TO THE POINT OF BEGINNING; THENCE NORTH 01 DEGREES 50 MINUTES 26 SECONDS EAST, 333.0 FEET ALONG THE NORTH-SOUTH 1/4 LINE OF SAID SECTION 35; THENCE NORTH 89 DEGREES 44 MINUTES 01 SECONDS EAST, 1316.69 FEET, THENCE SOUTH 01 DEGREES 50 MINUTES 37 SECONDS WEST, 333.00 FEET ALONG THE EAST 1/8 LINE OF SAID SECTION 35; THENCE SOUTH 89 DEGREES 44 MINUTES 00 SECONDS WEST, 1316.68 TO THE POINT OF BEGINNING. PARCEL H: COMMENCING AT THE SOUTH 1/4 CORNER OF SECTION 35, TOWNSHIP 31 NORTH, RANGE 2 WEST, ACCORDING TO THE CERTIFICATE OF SURVEY RECORDED IN LIBER 248, PAGES 222 THROUGH 226, OTSEGO COUNTY RECORDS, THENCE NORTH 01 DEGREES 50 FEET 26 MINUTES EAST, 1236.27 FEET ALONG THE NORTH-SOUTH 1/4 LINE OF SAID SECTION 35 TO THE POINT OF BEGINNING; THENCE NORTH 01 DEGREES 50 MINUTES 26 SECONDS EAST 333.0 FEET ALONG THE NORTH-SOUTH 1/4 LINE; THENCE NORTH 89 DEGREES 44 MINUTES 01 SECONDS EAST, 1316.71 FEET; THENCE SOUTH 01 DEGREES 50 MINUTES 37 SECONDS WEST, 333.00 FEET ALONG THE EAST 1/8 LINE OF SAID SECTION 35; THENCE SOUTH 89 DEGREES 44 MINUTES 01 SECONDS WEST, 1316.69 FEET TO THE POINT OF BEGINNING. THIS BEING THE SAME PROPERTY CONVEYED TO TODD PRUSAKIEWICZ, A SINGLE MAN, DATED 06/04/2008 AND RECORDED ON 06/26/2008 IN BOOK 1175, PAGE 482, IN THE OTSEGO COUNTY RECORDERS OFFICE. Commonly known as 7540 Wilkinson Rd, Gaylord, MI 49735 The redemption period will be 12 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. FirstKey Master Funding 2021-A Collateral Trust Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400   1577697 (11-18)(12-09)  Invoice Date: 12/09/2025