Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Chippewa County, starting promptly at 10:00 AM, on January 9, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Brenda Payment, an unmarried woman and Joel Wiggins, an unmarried man Original Mortgagee: Old Mission Bank Foreclosing Assignee (if any): Member First Mortgage, LLC Date of Mortgage: April 24, 2002 Date of Mortgage Recording: April 25, 2002 Amount claimed due on date of notice: $43,638.25 Description of the mortgaged premises: Situated in City of Sault Ste Marie, Chippewa County, Michigan, and described as: Lots 9, 10 and 11, Block 6, Blanks Second Addition to Sault Ste. Marie, according to the plat recorded in Liber 1 of Plats, Page 48, Chippewa County Records. Common street address (if any): 112 E 14th Ave, Sault Sainte Marie, MI 49783-3806 The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: November 25, 2025 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515   1577719 (11-25)(12-16)   Invoice Date: 12/16/2025