STATE OF WISCONSIN CIRCUIT COURT WINNEBAGO COUNTY MidFirst Bank 999 N.W. Grand Boulevard, Suite 100 Oklahoma City, OK 73118-6116 Plaintiff, vs. Rachel Kirsch a/k/a Rachel M. Kirsch a/k/a Rachel M Martin 1112 Ohio St Oshkosh, WI 54902-6452 John Doe Kirsch 1112 Ohio St Oshkosh, WI 54902-6452 The United States of America c/o US Attorney 517 E Wisconsin Ave Milwaukee, WI 53202-4500 & c/o US Attorney General 950 Pennsylvania Ave NW, Rm B-103 Washington, DC 20530-0001 U.S. Department of HUD c/o Office of Regional Counsel 77 W Jackson Blvd Rm 2604 Chicago, IL 60604-3511 Oshkosh Community Credit Union 250 Pearl Ave Oshkosh, WI 54901-4834 Winnebago County Clerk of Circuit Court 112 Otter Ave Oshkosh, WI 54901-5008 Defendants. PUBLICATION SUMMONS Case No. 25-CV-001059 The Honorable Scott C. Woldt Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $10,000.00 THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after December 5, 2025 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 415 Jackson Dr., P.O. Box 2808, Oshkosh, WI 54903-2808 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 25th day of November, 2025. Gray & Associates, L.L.P. Attorneys for Plaintiff By: ______________________________ Ian J. Thomson State Bar No. 1076280 Case No. 25-CV-001059 16345 West Glendale Drive New Berlin, WI 53151-2841 (414) 224-1987 Gray & Associates, L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. WNAXLP December 5, 12, 19 2025 LWIX0415067