TS # 2023-06080-GA Notice Of Sale Under Power Georgia, Richmond County Under and by virtue of the Power of Sale contained in that certain Security Deed given by Charles C. Cook And Naomi O. Cook to Mortgage Electronic Registration Systems, Inc., as Grantor, as nominee for CMG Mortgage, Inc. dba CMG Financial, its successors and assigns, dated 7/14/2014, and recorded on 7/28/2014, in Instrument No.: 2014032020, Deed Book 01447, Page 2029, Richmond County, Georgia records, The subject Security Deed was modified by Loan Modification recorded as Instrument 2022028292 Book 1846 Page 1146 and recorded on 06/14/2022 as last assigned to Freedom Mortgage Corporation by assignment recorded on 11/21/2022 in Instrument No.: 2022045473 Deed Book 1866, Page 2516, conveying the after-described property to secure a Note in the original principal amount of $220,586.00, with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Richmond County, Georgia, within the legal hours of sale on 1/6/2026, the following described property: All That Lot Or Parcel Of Land, Together With All Buildings And Improvements Thereon, Situate, Lying And Being In The State Of Georgia, County Of Richmond Being Known And Designated As Lot 28, Block E, Of Walton Acres Subdivision, As Shown On A Plat Recorded In The Office Of The Clerk Of Superior Court Of Richmond County , Georgia, In Realty Reel 559, Page 868. Reference Is Hereby Made To Said Plat For A More Complete And Accurate Description As To Metes, Bounds And Location Of Said Property. Said property is commonly known as 2004 Teal Court Hephzibah, GA 30815. The indebtedness secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of the sale, as provided in the Security Deed and by law, including attorneys' fees (notice of intent to collect attorneys' fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Freedom Mortgage Corporation, Attention: Loss Mitigation Department, 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939, Telephone No.: 855-690-5900. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend, or modify the terms of the security instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any other matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property is (are) Charles C. Cook And Naomi O. Cook or tenant(s) or other occupants. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) any right of redemption or other lien not extinguished by foreclosure. The sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being Freedom Mortgage Corporation as Attorney in Fact for Charles C. Cook And Naomi O. Cook . Nestor Solutions, LLC 214 5th Street, Suite 205, Huntington Beach, California 92648, (888) 403-4115, TS # 2023-06080-GA. For sale information, visit: https://www.nestortrustee.com/sales-information.com or call (888) 902-3989. December 9, 16, 23, 30 2025 LGSC0416809