FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Branch County, starting promptly at 10:00 AM, January 8, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Terry Harvey, A Married Man to Mortgage Electronic Registration Systems, Inc. as Mortgagee, as Nominee for Amerifirst Financial Corporation, its successors, and assigns, Mortgagee, dated January 12, 2018, and recorded on January 16, 2018, as Document Number: 2018-00260, Branch County Records, said mortgage was assigned to Carrington Mortgage Services, LLC by an Assignment of Mortgage dated September 25, 2025 and recorded November 12, 2025 by Document Number: 2025-06644, , on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Eight Thousand Nine Hundred Eighty-Four and 58/100 ($68,984.58) including interest at the rate of 4.62500% per annum. Said premises are situated in the City of Coldwater, Branch County, Michigan, and are described as: Lot 15 of L.D. Halstead's Addition to the City of Coldwater, Branch County, Michigan, according to the recorded Plat thereof, excepting and reserving therefrom all that part of said Lot 15 West of a line drawn 6 feet East of the side of the garage now and the South 1/2 of Lot 16 of said addition and parallel with the East side of said garage, said line now marked by three iron stakes, one opposite each end of said garage, and one at the North side of the Harrison Street Sidewalk, also excepting and reserving from said Lot 15, three rods in width North and South off the North side of that part of said Lot above described. Commonly known as: 158 HARRISON ST, COLDWATER, MI 49036 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: December 2, 2025 Randall S. Miller & Associates, P.C. Attorneys for Carrington Mortgage Services, LLC 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. - 5:00 p.m. Case No. 25MI00673-1   1578470 (12-02)(12-23) Invoice Date: 12/23/2025