SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION PASSAIC COUNTY DOCKET NO. F-007531-25 FILE NO. 31130-25 NOTICE TO ABSENT DEFENDANT (L.S.) STATE OF NEW JERSEY TO: THE KEVIN GOLDMAN HOLLAND TRUST; YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon PELLEGRINO AND FELDSTEIN, LLC, plaintiff's attorneys, whose address is 290 Route 46 West, Denville, NJ, an Answer to the Complaint filed in a Civil Action, in which TOWER DB XII TRUST 2022-1 is the plaintiff and LATANEA TANESHEA LEE, TRUSTEE, ET ALS; are defendants, pending in the Superior Court of New Jersey, Chancery Division, PASSAIC County and bearing Docket No. F-007531-25 within thirty-five (35) days after December 5, 2025 exclusive of such date. If you fail to answer or appear in accordance with Rule 4:4-6, Judgment by Default may be rendered against you for relief demanded in the Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex - CN 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney you may communicate with the Lawyer Referral Service of the County of Venue and that if you cannot afford an attorney, you may communicate with the Legal Services Office of the County of Venue. The telephone number of such agencies are as follows: Lawyer Referral Service 973-278-9223 - Legal Services Office 973-523-2900. THE ACTION has been instituted for the purpose of foreclosing the following tax sale certificate: 1. A certain tax certificate 23-00184, sold on 12/16/2022, dated 12/30/2022, and was recorded on 02/6/2023 in Mortgage Book 18361 at Page 277, made by LINDA BRONCANO, Collector of Taxes of PATERSON, and State of New Jersey to TOWER DB XII TRUST 2022-1 and subsequently assigned to plaintiff, TOWER DB XII TRUST 2022-1. This covers real estate located in PATERSON, County of PASSAIC, and State of New Jersey, known as LOT 15 BLOCK 609 as shown on the Tax Assessment Map and Tax Map duplicate of PATERSON. and concerns premises commonly known as 95 CORAL ST, PATERSON, New Jersey. YOU, THE KEVIN GOLDMAN HOLLAND TRUST, are made party defendant to the above foreclosure action because you are the owner of a property which is the subject of the above entitled action. Defendants are hereby provided NOTICE of the right to exercise affirmative defense of surplus equity to this foreclosure action, per Tyler v. Hennepin, 598 U.S. 631 (2023). A. If the plaintiff's lien is not redeemed, or you do not elect to have this action brought to sheriff's sale, you are at risk to lose your equity in the property. B. The potential loss of equity in the Property is a valid basis to contest this matter; and C. You have the right to request a sheriff's sale which would then require any surplus beyond the amount owed to plaintiff to be deposited with the Superior Court Trust Fund. DATED: December 3, 2025 Michelle M. Smith, Clerk of the Superior Court of New Jersey December 5 2025 LNYS0418235 $52.36