SUBSTITUTE TRUSTEE'S NOTICE OF SALE     WHEREAS, on August 27, 2021, Gloria H Millwood, single woman executed a deed of trust for the benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for First Horizon Bank, its successors and assigns, which deed of trust was recorded on September 2, 2021, as Instrument No. 267513, in Book 644, Page 5186, in the office of the Chancery Clerk of the Second Judicial District of Hinds County, Mississippi; Said Deed of Trust was last sold, assigned and transferred to PNC BANK, NATIONAL ASSOCIATION by assignment recorded in Book 646, Page 5127 as Instrument No. 274677 in the office of the Chancery Clerk of Hinds County, Mississippi.   WHEREAS, the holder of the deed of trust at the time of the substitution substituted McCalla Raymer Leibert Pierce, LLP as Trustee, as authorized by the terms thereof, by instrument recorded November 3, 2025 and spread at large upon the records in the office of the aforesaid Chancery Clerk as Instrument No. 287163 in Book 649, Page 4421 prior to the posting and publication of this notice; and   WHEREAS, default having been made in the terms and conditions of the deed of trust, and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of the deed of trust, and the legal holder of said indebtedness, PNC BANK, NATIONAL ASSOCIATION, has requested the undersigned Substitute Trustee to execute the trust and sell said land, property and improvements in accordance with the terms of the deed of trust for the purpose of raising the sums due thereunder, together with attorney's fees, Substitute Trustee's fees and expenses of sale;   THEREFORE, on December 26, 2025, the undersigned Substitute Trustee in the deed of trust, will offer for sale at public outcry and sell to the highest bidder for cash, within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.) at the SouthWest front steps of the Hinds County Courthouse (2nd Judicial District) in Raymond, Mississippi, the following described land, property and improvements lying and being situate in Hinds County, Mississippi, to-wit:     LOT 177, STONEBRIDGE III OF BRUENBURG, A SUBDIVISION ACCORDING TO A MAP OR PLAT THEREOF WHICH IS ON FILE AND OF RECORD IN THE OFFICE OF THE CHANCERY CLERK OF HINDS COUNTY AT RAYMOND, MISSISSIPPI IN PLAT CABINET A AT SLOT 79, REFERENCE TO WHICH IS HEREBY MADE IN AID OF AND AS A PART OF THIS DESCRIPTION.     I WILL CONVEY only such title as is vested in the Substitute Trustee.   WITNESS MY SIGNATURE, this the 25th day of November, 2025   McCalla Raymer Leibert Pierce, LLP Substitute Trustee 1022 Highland Colony Parkway, Suite 304 Ridgeland, MS 39157-2049 (662) 388-5464 Foreclosurehotline.net File No.: 25-04511MS PUBLISH: 12/05/2025,12/12/2025,12/19/2025 25-04511MS                                                                #11872458