SHORT FORECLOSURE NOTICE - HILLSDALE COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Hillsdale County, starting promptly at 10:00 AM, on January 09, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Claren Keith and Susan B. Keith, husband and wife, and assumed by Brenda Keith Dodson via Loan Assumption Agreement recorded on January 14, 2025 in Liber 1886 on Page 876 Original Mortgagee: Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns Date of mortgage: August 31, 2005 Recorded on September 2, 2005, Liber 1226, on Page 207, and re-recorded via Mortgage Reformation on November 17, 2025, Liber 1908, on Page 517, and re-recorded via Loan Modification recorded on June 03, 2025 in Liber 1895, on Page 0627 Foreclosing Assignee (if any): Bear Stearns Asset Backed Securities I Trust 2005-AC8, Asset-Backed Certificates, Series 2005-AC8, U.S. Bank National Association, as Trustee Amount claimed to be due at the date hereof: Thirty-Six Thousand Three Hundred Fourteen and 26/100 Dollars ($36,314.26) Mortgaged premises: Situated in Hillsdale County, and described as: LOTS 21 AND 23, KENSINGTON HEIGHTS ADDITION TO THE CITY OF HILLSDALE, ACCORDING TO THE RECORDED PLAT THEREOF, AS RECORDED IN LIBER 2 OF PLATS, PAGE 42, HILLSDALE COUNTY RECORDS. Commonly known as 91 Glendale Ave, Hillsdale, MI 49242 The redemption period will be 12 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Bear Stearns Asset Backed Securities I Trust 2005-AC8, Asset-Backed Certificates, Series 2005-AC8, U.S. Bank National Association, as Trustee Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400   1579203 (12-06)(12-27) Invoice Date: 12/27/2025