MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION NOTICE IS HEREBY GIVEN that on January 6, 2026, at or about 03:30 PM, the subject real property described herein below will be sold at the Main Entrance to the Sebastian County Courthouse, 301 East Center Street, Greenwood, AR 72936 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Mortgage is located in Sebastian (Greenwood District) County, Arkansas more particularly described as follows: Part of the Southwest Quarter of the Southwest Quarter of Section 20, Township 6 North, Range 29 West, Greenwood District, Sebastian County, Arkansas, being more particularly described as follows: Commencing at the Northeast corner of the said Southwest Quarter, Southwest Quarter, thence South 89 degrees 25 minutes 10 seconds West, 199.59 feet to an existing railroad spike; thence North 89 degrees 56 minutes 43 seconds West, 431.43 feet to an existing railroad spike on the center line of a county road; thence South 00 degrees 01 minute 02 seconds East, 1,052.80 feet to a set rebar and the point of beginning; thence South 89 degrees 56 minutes 43 seconds East, 208.70 feet to a set rebar; thence South 00 degrees 01 minute 02 seconds East, 208.70 feet to a set rebar; thence North 89 degrees 56 minutes 43 seconds West, 208.70 feet to a set rebar; thence North 00 degrees 01 minute 02 seconds West, 208.70 feet to the point of beginning. Except public roads and easements of record. ALSO, subject to the West 40.00 feet for a road easement. ALSO, a 40.00 foot road easement for ingress and egress being more particularly described as follows: Beginning at the Northwest corner of the above-described tract; thence North 00 degrees 01 minute 02 seconds West, 1,052.80 feet to an existing railroad spike on the center line of a county road thence, along said center line, South 89 degrees 56 minutes 43 seconds East, 40.00 feet; thence leaving said center line South 00 degrees 01 minute 02 seconds East, 1,052.80 feet; thence North 89 degrees 56 minutes 43 seconds West, 40.00 feet to the point of beginning Street Address: 2624 Bridges Lane, Greenwood, AR 72936 WHEREAS on June 4, 2013, Edie M. McLaughlin, a single person executed a Mortgage in favor of Arvest Mortgage Company, which was recorded on June 11, 2013 as Instrument Number 2013G-04415, and modified in Instrument Number 2019-21634 in the real estate records of Sebastian (Greenwood District) County, Arkansas. The party initiating foreclosure is Arvest Bank, Successor in Interest by Merger to Arvest Mortgage Company and can be contacted at or in care of its servicer initiating foreclosure at: Arvest Bank, 801 John Barrow, Suite 1, Little Rock, AR 72205, at Telephone Number 501-716-3894; and WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust. WITNESS my hand this October 22, 2025. TIMOTHY D. PADGETT, P.A. SUBSTITUTE TRUSTEE FOR ARVEST BANK, SUCCESSOR IN INTEREST BY MERGER TO ARVEST MORTGAGE COMPANY  By: /s/ Renee Price Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520 11873994