NOTICE OF SALE
UNDER POWER
GEORGIA,
Richmond COUNTY
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carol R. Hobbs to SunTrust Bank, now known as Truist Bank, successor by merger to SunTrust Bank, dated 10/24/2011 and filed 11/17/2011, recorded in Deed Book 01322, Page 1119, Richmond County, Georgia Records, conveying the after-described property to secure an Access 3 Equity Line Account Agreement and Disclosure Statement in the original principal amount of fifty thousand dollars and no cents ($50,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, within the legal hours of sale on Tuesday January 6, 2026, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF RICHMOND, BEING KNOWN AND DESIGNATED AS LOT 4, BLOCK “A”, HALTOM HILLS SUBDIVISION, AS SHOWN UPON A PLAT RECORDED IN THE OFFICE OF THE SUPERIOR COURT OF RICHMOND COUNTY, GEORGIA IN PLAT BOOK 30-B, PAGE 845, REFERENCE BEING MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO METES, BOUNDS AND LOCATION OF SAID PROPERTY.
KNOWN AS: 1506 HALTON RD, AUGUSTA, GA 30909
Tax ID#: 0520075000
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Access 3 Equity Line Account Agreement and Disclosure Statement and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any unpaid water or sewage bills that constitute a lien against the property whether due and payable or not due and payable and which may not be of record, any right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Carol R. Hobbs and Steven Walter Morris aka Steven W. Morris, Sr. or a tenant or tenants and said property is more commonly known as 1506 Halton Road, Augusta GA 30909.
In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.
Truist Bank
PO Box 85052
Richmond VA 23285
800-289-6353
866-519-3479
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. to any rights of rescission of the party conducting this foreclosure sale pursuant to Georgia law including, but not limited to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non- judicial sales in the state of Georgia.
Please note that the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above and final review by the party conducting this foreclosure sale for compliance with contractual and legal obligations pursuant to the terms of the loan documents and State and Federal law, including but not limited to any and all rights of rescission.
Truist Bank, successor by merger to SunTrust Bank, as Attorney in Fact for Carol R. Hobbs
By:_____________________________
Andrew D. Gleason
Attorney for Truist Bank, successor by merger to SunTrust Bank
Lefkoff, Rubin, Gleason, Russo & Smith, P.C.
5555 Glenridge Connector
Suite 900
Atlanta, Georgia 30342
(404) 869-6900
(404) 869-6909 (fax)