SUPPLEMENTAL SUMMONS AND NOTICE–SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF CHEMUNG – GITSIT SOLUTIONS, LLC, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEE OF GITSIT MORTGAGE LOAN TRUST BBPLC1, Plaintiff, -against- UNKNOWN HEIRS OF THE ESTATE OF ALAN W. KAKRETZ; LINDA L. KAKRETZ AS HEIR AND DISTRIBUTEE OF THE ESTATE OF ALAN W. KAKRETZ; NEW YORK STATE DEPARTMENT OF TAXATION AND FINANCE; UNITED STATES OF AMERICA (WESTREN DISTRICT) O/B/O INTERNAL REVENUE SERVICE; "JOHN DOE" and "JANE DOE" said names being fictitious, it being the intention of Plaintiff to designate any and all occupants of the premises being foreclosed herein, Defendants - Index No. 2025-5270 Plaintiff Designates Chemung County as the Place of Trial. The Basis of Venue is that the subject premises is situated in Chemung County. To the above named Defendants–YOU ARE HEREBY SUMMONED to answer to answer the complaint in this action and to serve a copy of your answer, or if the complaint is not served with this summons, to serve a notice of appearance on the Plaintiff's attorneys within thirty days after the service of this summons, exclusive of the day of service, and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. That this Supplemental Summons is being filed pursuant to an order of the court dated September 9, 2025. NOTICE-YOU ARE IN DANGER OF LOSING YOUR HOME – If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to the mortgage company will not stop the foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (GITSIT SOLUTIONS, LLC, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEE OF GITSIT MORTGAGE LOAN TRUST BBPLC1) AND FILING THE ANSWER WITH THE COURT. The foregoing summons is served upon you by publication pursuant to an order of the Honorable Christopher P. Baker, J.S.C. Dated: September 9, 2025 Filed: September 15, 2025. The object of this action is to foreclose a mortgage and covering the premises known as 803 Windsor Avenue, Elmira, NY 14905. Dated: December 8, 2025 Vallely Mitola Ryan PLLC, Attorney for James Lumm, as assignee and intended substitute Plaintiff, By: Julia Krukowski, Esq. 6851 Jericho Turnpike, Suite 165, Syosset, New York 11791 Tel: (516) 386-3900 December 12, 19, 26, January 2 2026 LNYS0421612