NOTICE OF SALE UNDER POWER, COLUMBIA COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Michael J McNorrill to Augusta Mortgage Co dated 11/20/2009 and recorded in Deed Book 7186 Page 262 Columbia County, Georgia records; as last transferred to or acquired by Georgia Housing and Finance Authority, conveying the after-described property to secure a Note in the original principal amount of $109,971.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Columbia County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on January 6, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT LOT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF COLUMBIA, BEING KNOWN AND DESIGNATED AS LOT 5, BLOCK B, SECTION ONE, RIDGE POINTE SUBDIVISION, ACCORDING TO A PLAT THEREOF RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF COLUMBIA COUNTY, GEORGIA IN PLAT BOOK 14, PAGE 48. REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO THE METES, BOUNDS AND LOCATION OF SAID PROPERTY. SUBJECT TO PROTECTIVE COVENANTS OF RECORD IN SAID CLERK'S OFFICE IN DEED BOOK 318, PAGES 105-110. ADDRESS: 4386 RIDGE POINTE, AUGUSTA GA 30909 TAX MAP & PARCEL NO.: 074F052 DERIVATION: 4596/249 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 4386 Ridge Pointe Dr , Martinez, GA 30907 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Michael J McNorrill or tenant or tenants. State Home Mortgage is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. State Home Mortgage Michael Galloway Loss Mitigation 60 Executive Park S. NE Atlanta, GA 30329-2231 404-679-0624 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Georgia Housing and Finance Authority as agent and Attorney in Fact for Michael J McNorrill Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 2130-111A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2130-111A