NOTICE OF SALE UNDER POWER
GEORGIA, COLUMBIA COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Cynthia J Masters to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for SouthTrust Mortgage Corporation, its successors and assigns dated December 15, 2004, recorded in Deed Book 4630, Page 165, Columbia County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 12144, Page 81, Columbia County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND NINE HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($113,975.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Columbia County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in January, 2026, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.
Wells Fargo Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, (800) 416-1472.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cynthia J Masters or a tenant or tenants and said property is more commonly known as 4651 Wellington Court, Evans, GA 30809. Should a conflict arise between the property address and the legal description the legal description will control.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A.
as Attorney in Fact for
Cynthia J Masters
McCalla Raymer Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
All that lot or parcel of land, with improvements thereon, situate, lying and being in the State of Georgia, County of Columbia, being located within the 125th G.M.D., being known and designated as Lot 3, Block A, Wellington Subdivision, as shown on a plat recorded in the Office of the Clerk of the Superior Court of Columbia County, Georgia, in PC-A, Slide 262 #8; reference is hereby made to said plat for a more complete and accurate description as to the metes, bounds and location of said property.
This property is conveyed subject to Protective Covenants recorded in said Clerk's Office in Deed Book 530, pages 294-298 and to any easements of record in said Clerk's Office.
MR / GW January 6, 2026
Our file no. 25-19557GA-FT5
25-19557GA