Superior Court of New Jersey, Chancery Division, Morris County, Docket No. F-007014-25 GWENDOLYN ORAVEC and YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon Gross Polowy LLC, attorneys for plaintiff, whose address is 95 Mount Bethel Road, Suite 3, Warren, NJ 07059, an answer to the Foreclosure Complaint, amended complaint and amendment(s) and order(s), if any, filed in a Civil Action, in which MidFirst Bank is plaintiff and GWENDOLYN ORAVEC and et als. are defendants pending in the Superior Court of New Jersey, Chancery Division, Morris County, under Docket No. F-007014-25 within (35) days after the date of publication of this notice, exclusive of such date of service. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Foreclosure Complaint, amended complaint and amendment(s) and order(s), if any. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex, 25 West Market Street, Trenton, NJ 08625, in accordance with the Rules of Civil Practice and Procedure. YOU ARE JOINED as a party defendant to this foreclosure action by virtue of the Following: GWENDOLYN ORAVEC, As heir to the estate of William A. Witty deceased, to foreclose any lien, claim or interest they may have in, to or on the mortgaged premises as heir of the mortgagor and title holder WILLIAM A. WITTY, deceased. This Action has been instituted for the purpose of: (1) foreclosing a mortgage dated May 24, 1999 made by WILLIAM A. WITTY, and NORA A. WITTY as mortgagor(s) to Mortgage Investors Corporation, its successors and assigns, recorded on June 4, 1999 in Mortgage Book MB8477, page P239 for Morris County, and said mortgage was subsequently assigned to Plaintiff (2) to recover possession of the mortgage premises commonly known as: 10 OPAL ROAD, OAK RIDGE, NJ 07438. Said property address being Block 340 Lot 1 as shown on the Tax Map of City of Oak Ridge, County of Morris, and State of New Jersey; If you are unable to obtain an attorney, you may contact the New Jersey Bar Association at 732-249-5000. You may also contact the Lawyer Referral Service of the County of your residence, or the County in which the action is pending, by calling (973) 267-5882, or, if there is none in either County, the Lawyer Referral Service of an adjacent County. If you cannot afford an attorney, you may communicate with the Legal Services Office of the County of your residence, or the County in which the action is pending, by calling (973) 285-6911 or the Legal Services of New Jersey statewide toll free hotline at 1-888-LSNJ-LAW (1-888-576-5529). A directory of the addresses of each deputy clerk of the Superior Court is available in the Civil Division Management Office in the county in which this action is venued and online at https://www.judiciary.state.nj.us/forms/10153_deptyclerklawref.pdf YOU, and GWENDOLYN ORAVEC, each of you are hereby made a party defendant(s) to this foreclosure action because you have or may claim to have some right, title, lien or other interest affecting the real estate being foreclosed, by virtue of ownership, inheritance, descent, intestacy, devise, dower, curtsey, mortgage, deed, or conveyance, judgment or other legal or lawful right. The nature of which and the reason that you and each of you are joined as defendant is set forth with particularity in the foreclosure complaint/amended complaint, amendment(s), order(s), if any, a copy of which will be furnished to you upon a request addressed to the attorneys for Plaintiff at the above mentioned address. Dated: December 17, 2025. Michelle M. Smith, Clerk of the Superior Court 88401 December 17 2025 LNYS0422875 $39.06