NOTICE OF SALE SUPREME COURT ROCKLAND COUNTY   KEYBANK, N.A. S/B/M FIRST NIAGARA BANK, N.A., Plaintiff against   JACQUELINE TORO, et al Defendant(s)   Attorney for Plaintiff(s) Fein Such & Crane, LLP, 28 East Main Street, Suite 1800, Rochester, NY 14614.   Pursuant to a Judgment of Foreclosure and Sale entered March 7, 2025, and amended on October 8, 2025, I will sell at public auction to the highest bidder at the landing above the vestibule between Courtrooms One and Two, in the Rockland County Courthouse, 1 S. Main St, New City, NY 10956 on January 12, 2026 at 10:30 AM. Premises known as 45 East Carroll Street, Pearl River, NY 10965. Sec 68.12 f/k/a 40.11 Block 2 Lot 20 f/k/a 66.18. All that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being at Pearl River, in the Town of Orangetown, County of Rockland and State of New York. Approximate Amount of Judgment is $149,517.42 plus interest, fees, and costs. Premises will be sold subject to provisions of filed Judgment Index No 036368/2023.   The foreclosure sale will be conducted in accordance with 9th Judicial District's Covid-19 Policies and foreclosure auction rules. The Referee shall enforce any rules in place regarding facial coverings and social distancing.   Russell Fayer, Esq., Referee File # FKNY292