NOTICE OF SALE UNDER POWER   GEORGIA, RICHMOND COUNTY   Under and by virtue of the Power of Sale contained in a Security Deed given by Joel White, White Real Estate Investments LLC to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Alcova Mortgage, LLC., its successors and assigns. dated March 13, 2024, recorded in Deed Book 1919, Page 1533, Richmond County, Georgia Records, as last transferred to ATHENE ANNUITY AND LIFE COMPANY by assignment recorded in Deed Book 1990, Page 1337, Richmond County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($129,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in January, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. ATHENE ANNUITY AND LIFE COMPANY is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Selene Finance LP, 3501 Olympus Boulevard, 5th Floor, Suite 500, Coppell, TX 75019, 8777683759. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is White Real Estate Investments LLC or a tenant or tenants and said property is more commonly known as 1631 Fenwick St, Augusta, GA 30904. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.   ATHENE ANNUITY AND LIFE COMPANY as Attorney in Fact for Joel White, White Real Estate Investments LLC   McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net   EXHIBIT "A"   All that lot or parcel of land, with improvements thereon, situate, lying and being in the State of Georgia, County of Richmond, at the northeast corner of Fenwick and Tuttle Streets having a front of 58 feet more or less on Fenwick Street and running back along Tuttle Street 150 feet, more or less, and along the eastern line 142 feet, more or less, to a rear with 59.2 feet, more or less, and bounded on the north by Lot No. 82, both on a plat recorded in the Office of the Clerk of the Superior Court of Richmond County, Georgia in Realty Book 5-V, page 523; on the south by Fenwick Street and on the west by Tuttle Street.   1631 Fenwick Street Augusta, GA 30904 Tax Parcel No.: 035-4-207-00-0   MR / GW January 6, 2026 Our file no. 24-15572GA-FT8   24-15572GA