Notice of Sale Under Power. State of Georgia, County of CHATHAM. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MARGUERITE KARDASH to BANK OF AMERICA, N.A. , dated 12/24/2002, and Recorded on 01/02/2003 as Book No. 245F and Page No. 633, CHATHAM County, Georgia records, as last assigned to CARRINGTON MORTGAGE SERVICES, LLC (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $88,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the CHATHAM County Courthouse within the legal hours of sale on the first Tuesday in January, 2026, the following described property: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN CHATHAM COUNTY, GEORGIA KNOWN AS LOT NUMBER 178, VILLAGE GREEN SUBDIVISION, PHASE III, ON THAT CERTAIN SURVEY PREPARED FOR GREAT AMERICAN BUILDERS, INC. BY HELMLY & ASSOCIATES, INC. ON SEPTEMBER 23, 1993 RECORDED IN THE OFFICE OF THE CLERK OF THESUPERIOR COURT OF CHATHAM COUNTY, GEORGIA IN SUBDIVISION MAP BOOK 13 S, PAGE 92.THIS IS THE SAME PROPERTY CONVEYED TO DAVID GRIX AND MELODY GRIX BY WARRANTY DEED DATED OCTOBER 9, 1998 RECORDED IN DEED BOOK 197 I, PAGE 637 IN THE AFORESAIDCLERK'S OFFICE. SAID MAP AND DEED ARE INCORPORATED HEREIN BY REFERENCE. COMMONLY KNOWN AS 156 STOCKBRIDGE, SAVANNAH, GEORGIA 31419, PIN#1 0993E 01 007 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). CARRINGTON MORTGAGE SERVICES, LLC holds the duly endorsed Note and is the current assignee of the Security Deed to the property. CARRINGTON MORTGAGE SERVICES, LLC, acting on behalf of and, as necessary, in consultation with FEDERAL NATIONAL MORTGAGE ASSOCIATION, A/K/A FANNIE MAE (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, CARRINGTON MORTGAGE SERVICES, LLC may be contacted at: CARRINGTON MORTGAGE SERVICES, LLC, 1600 SOUTH DOUGLASS ROAD, SUITE 200 A, ANAHEIM, CA 92806, 800 561 4567. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 156 STOCKBRIDGE DR, SAVANNAH, GEORGIA 31419 is/are: MARGUERITE KARDASH or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CARRINGTON MORTGAGE SERVICES, LLC as Attorney in Fact for MARGUERITE KARDASH. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. To obtain options and alternatives to foreclosure please contact Carrington Mortgage Services, LLC directly, toll free by the following telephone number: (800 561 4567). 00000009414970 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398.