NOTICE OF FORECLOSURE SALE UNDER POWER RICHMOND COUNTY, GEORGIA   Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Ayers to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for SRP Federal Credit Union, dated July 3, 2019, and recorded in Deed Book 1684, Page 1815, Richmond County, Georgia Records, as last transferred to Truist Bank by assignment recorded on May 1, 2025 in Book 1966 Page 202 in the Office of the Clerk of Superior Court of Richmond County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Fifteen Thousand and 0/100 dollars ($215,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, within the legal hours of sale on January 6, 2026, the following described property:   ALL THAT CONDOMINIUM UNIT, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF RICHMOND, BEING SHOWN AND DESIGNATED AS UNIT 1, BUILDING "H" OF BROOKSTONE CONDOMINIUMS AT RAE'S CREEK, PHASE TWO-A, AS SHOWN ON FLOOR PANS RECORDED IN REALTY REEL 3, PAGE 431, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF RICHMOND COUNTY, GEORGIA, SAID UNIT ALSO BEING SHOWN ON A CERTAIN PLAT OF PHASE TWO-A RECORDED IN A FORESAID CLERK'S OFFICE IN REALTY REEL 3, PAGE 424, TOGETHER WILL ALL RIGHTS, TITLE AND INTEREST OF THE GRANTOR IN SAID UNIT AND THE APPURTENANCES THERETO UNDER THE DECLARATION OF CONDOMINIUM FOR BROOKSTONE CONDOMINIUM AT RAE'S CREEK DATED MAY 24, 2007 RECORDED IN REALTY REEL 1123, PAGES 274-328, AMENDED IN REALTY REEL 1145, PAGES 1174-1179, AND DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR THE LAKES AT RAE'S CREEK DATED MAY 2007, RECORDED IN REALTY REEL 1123, PAGES 233-273,AMENDED IN REALTY REEL 1145, PAGE 1181, AFORESAID CLERK'S OFFICE WHICH PLANS, PLAT, DECLARATION AND ALL RECORDED AMENDMENTS THERETO ARE BY REFERENCE, INCORPORATED HEREIN, AND MADE A PART HEREOF. THE INTEREST HEREIN CONVEYED INCLUDED WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, AND UNDIVIDED ONE ONE HUNDREDTH (1/100TH) INTEREST IN THE COMMON ELEMENTS, VOTES IN THE ASSOCIATION, AND SHARE OF LIABILITY FOR COMMON EXPENSES IN BROOKSTONE CONDOMINIUMS AT RAE'S CREEK AS THE SAME IS DEFINED IN SAID DECLARATION. THIS CONVEYANCE IS SUBJECT TO ALL THE PROVISIONS OF SAID DECLARATION AND GA LAWS 1975, NO. 463, 99. 609-671, OFFICIAL CODE OF GEORGIA ANNOTATED SECTION 44-3-70 ET SEQ. (1982) AND KNOWN AS THE GEORGIA CONDOMINIUM ACT, AS SUBSEQUENTLY AMENDED. SAID PROPERTY IS CONVEYED SUBJECT TO THAT CERTAIN RECIPROCAL EASEMENT AGREEMENT BY AND BETWEEN AMLI AUGUSTA PROPERTIES, LTD. AND ROBERT D. PRESCOTT, DATED JULY 24, 1990, AND RECORDED IN REALTY REEL 343, PAGE 2055, AND REPLACED BY RECIPROCAL EASEMENT AGREEMENT DATED AUGUST 13, 2002, AND RECORDED IN DEED REALTY REEL 805, PAGE 1994, RECORDED IN DEED REALTY REEL 805, PAGE 1994, RECORDS OF RICHMOND COUNTY, GEORGIA; AND EASEMENTS CONTAINED 2000, AND RECORDED IN REALTY REEL 702, PAGE 1008, AFORESAID RECORDS, AND SUBJECT TO EASEMENTS CONTAINED IN DEE FROM AMLI AUGUSTA PROPERTIES, L.P. TO STONEGATE CLUB PARTNERS, LTD. AND RECORDED IN REALTY REEL 806, PAGE 1982, RECORDS OF RICHMOND COUNTY, GEORGIA, ALSO INCLUDED IN THIS CONVEYANCE IS A 15' INGRESS AND EGRESS EASEMENT (EXISTING DIRT DRIVES) RUNNING FROM SAID TRACT TO AUGUSTA WEST PARKWAY AS RECORDED IN REALTY REEL 914, BEGINNING AT PAGE 1476, AND REALTY REEL 914, PAGE 1478, RICHMOND COUNTY RECORDS. SAID PROPERTY IS ALSO CONVEYED SUBJECT TO A GEORGIA POWER EASEMENT RECORDED IN REALTY REEL 1082, AT PAGE 135, RICHMOND COUNTY RECORDS. THIS PROPERTY IS CONVEYED SUBJECT TO ANY AND ALL OTHER RESTRICTIONS OR EASEMENTS OF RECORD I SAID CLERK'S OFFICE. TAX MAP AND PARCEL NUMBER: 04U-2-208-00-U SAID PROPERTY IS COMMONLY KNOWN AS 1230 BROOKSTONE WAY AUGUSTA, GA 30909     The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).   The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Truist Bank they can be contacted at (800) 443-1032 for Loss Mitigation Dept, or by writing to 1001 Semmes Avenue, Richmond, Virginia 23224, to discuss possible alternatives to avoid foreclosure.   Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.   To the best knowledge and belief of the undersigned, the party in possession of the property is The Estate of Charles Ayers or tenant(s); and said property is more commonly known as 1230 Brookstone Way, Augusta, GA 30909.   The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Truist Bank as Attorney in Fact for Charles Ayers. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 25-14373