NOTICE OF SALE UNDER POWER GEORGIA, CHATHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Marsha M Henson to Bank of America, N.A. dated March 2, 2006, recorded in Deed Book 304P, Page 366, Chatham County, Georgia Records, as last transferred to FirstKey Master Funding 2021-A Collateral Trust, U.S. Bank Trust National Association as Collateral Trust Trustee by assignment recorded in Deed Book 2991, Page 566, Chatham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND AND 0/100 DOLLARS ($65,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Chatham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in January, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. FirstKey Master Funding 2021-A Collateral Trust, U.S. Bank Trust National Association as Collateral Trust Trustee is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Shellpoint Mortgage Servicing, 75 Beattie Place, Suite 300, Greenville, SC 29601, (800) 365-7107. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Marsha M Henson f/k/a Marsha Kevill or a tenant or tenants and said property is more commonly known as 1410-1412 7th Avenue, Tybee Island, GA 31328-8748. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. FirstKey Master Funding 2021-A Collateral Trust, U.S. Bank Trust National Association as Collateral Trust Trustee as Attorney in Fact for Marsha M Henson McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" THE FOLLOWING REAL PROPERTY SITUATE IN TYBEE ISLAND, COUNTY OF CHATHAM AND STATE OF GEORGIA, DESCRIBED AS FOLLOWS: BEING KNOWN AS LOTS 319 AND 320, WARD 4, AS SHOWN ON MAP OR PLAT OF SURVEY MADE BY PERCY SUGDEN, C. E. ON JULY 20, 1928 AND BEING ADOPTED ON AUGUST 3, 1928 BY THE MAYOR AND COUNCILMEN OF THE TOWN OF TYBEE; SAID 2 LOTS LYING CONTINGUOUS AND HAVING A COMBINED FRONTAGE OF 106 FEET ON THE EAST SIDE OF 7TH AVENUE, AND A RECTANGULAR DEPTH EASTWARDLY OF 110 FEET; SAID 2 LOTS BEING BOUNDED AS FOLLOWS: ON THE NORTH BY LOT 318, WARD 4; ON THE EAST BY LOTS 302 AND 303. WARD 4; ON THE SOUTH BY LOT 321, WARD 4; AND ON THE WEST BY SEVENTH AVENUE. PARCEL ID: 4-0011-07-003A PROPERTY ADDRESS: 1410-1412 7TH AVENUE SUBJECT TO THAT CERTAIN SECURITY DEED FROM MARSHA M. HENSON TO BANK OF AMERICA, N.A., DATED DECEMBER 15, 2003, AND RECORDED IN DEED BOOK 263L, PAGE 313, CHATHAM COUNTY, GEORGIA RECORDS. MR / CA January 6, 2026 Our file no. 22-09846GA-FT18 22-09846GA 11896606