NOTICE OF SALE UNDER POWER, CHATHAM COUNTY   Pursuant to the Power of Sale contained in a Security Deed given by Joan Gibson to New Jersey Mortgage and Investment Corp dated 11/14/2000 and recorded in Deed Book 216 V Page 685 Chatham County, Georgia records; as last transferred to or acquired by The Bank of New York Mellon, f/k/a, The Bank of New York as successor to JPMorgan Chase Bank, National Association as Indenture Trustee for Noteholders and the Note Insurer of ABFS Mortgage Loan Trust 2000-4, conveying the after-described property to secure a Note in the original principal amount of $55,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Chatham County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on January 6, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT CERTAIN LOT, TRACT, OR PARCEL OF LAND SITUATE LYING AND BEING IN HULIN WARD IN THE CITY OF SAVANNAH, COUNTY OF CHATHAM AND STATE OF GEORGIA AND BEING KNOWN AND DESIGNATED UPON THE MAP OR PLAN OF SAID CITY OF SAVANNAH AND UPON THE MAP OR PLAN OF PINE GARDENS SUBDIVISION, RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF CHATHAM COUNTY, GEORGIA IN SUBDIVISION MAP BOOK “A”, PAGE 58, AS LOT FOUR (4), BLOCK B31. SAID LOT HEREBY CONVEYED HAVING A FRONTAGE OF SIXTY (60) FEET ON THE NORTH SIDE OF NEW MEXICO STREET (FORMERLY KNOWN AS GROVE STREET) WITH A DEPTH NORTHWARDLY OF ONE HUNDRED (100) FEET AND BEING BOUNDED AS FOLLOWS: ON THE NORTH BY LOT FIFTEEN (15), SAID BLOCK, SUBDIVISION AND WARD; ON THE EAST BY LOT THREE (3), SAID BLOCK, SUBDIVISION AND WARD; ON THE SOUTH BY NEW MEXICO STREET; AND ON THE WEST BY LOT FIVE (5), SAID BLOCK, SUBDIVISION AND WARD. MORE COMMONLY KNOWN AS: 1932 NEW MEXICO STREET, SAVANNAH, GEORGIA 31404 PROPERTY IDENTIFICATION NUMBER: 2-10-3-16 This sale will be made subject to any right of the United States of America to redeem the hereinabove described property within 120 days from the sale date aforesaid, in order to satisfy certain outstanding federal tax liens. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 1932 New Mexico Street, Savannah, GA 31404 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Joan Gibson or tenant or tenants. PHH Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. PHH Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. The Bank of New York Mellon, f/k/a, The Bank of New York as successor to JPMorgan Chase Bank, National Association as Indenture Trustee for Noteholders and the Note Insurer of ABFS Mortgage Loan Trust 2000-4 as agent and Attorney in Fact for Joan Gibson Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-366A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-366A