THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Branch County, starting promptly at 10am, on Thursday, January 22, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. The foreclosure sale is pursuant to the terms and conditions of a Mortgage made by MICHAEL E. BAKER and SUSAN T. BAKER, Mortgagors, to First National Bank of America, Mortgagee, dated November 23, 2005, and recorded December 6, 2005, in Instrument Number 2005-10886, of Branch County Records, Michigan, on which mortgage there is claimed to be due as of the date of this notice $10,083.33, including interest at 12.5% per annum. Said premises are situated in Girard Township, Branch County, Michigan, and are described as: Land in the NW 1/4 of Section 10, T5S, R6W, described as beginning at a point 132.00 feet due South of the NW corner of said Section 10, thence South 89 degrees 48’ East 330 feet, thence due North 132 feet, thence South 89 degrees, 48’ East 200.90 feet, thence South 00 degrees, 15’ West 330 feet, thence North 89 degrees 48’ West 529.44 feet, thence due North 198 feet to the place of beginning, except, beginning at a point South 89 degrees 48’ East 330 feet from the NW corner of said Section 10, thence South 89 degrees 48’ East 200.90 feet, thence South 00 degrees 15’ West 330 feet, thence North 89 degrees 48’ West 199.44 feet, thence due North to point of beginning, c/k/a 1195 Marshall Rd, Tekonsha, MI 49092. The redemption period shall be one year from the date of the sale, unless the premises are determined to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be one month, or until the time to provide the notice required by MCL 600.3241a(c) expires, whichever is later. The redemption period further may be shortened pursuant to MCL 600.3238(10) if the property is not adequately maintained, or if the purchaser is denied the opportunity to inspect the property. Please be advised that if the mortgaged property is sold at a foreclosure sale by advertisement, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale, or to the mortgage holder, for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Dated: December 23, 2025 Randall T. LeVasseur P41712 LeVasseur Dyer & Associates, PC Attorneys for Mortgagee 3233 Coolidge Hwy Berkley, MI 48072 (248) 236-1765   1580300 (12-23)(01-13) Invoice Date: 01/13/2026