TS#: 2025-19884-TN Notice Of Substitute Trustee's Sale Whereas, Larry E Lowe, An Unmarried Man by Deed of Trust (the "Deed of Trust"), dated 12/30/2020 and of record in Deed Book 1746, Pages 1388-1403, and as Instrument Number 21000447, in Register's Office of Anderson County, Tennessee, conveyed to Charles E. Tonkin, II, Trustee , the hereinafter described real property to secure the payment of a certain Promissory Note (the "Note") described in the Deed of Trust, which Note was payable to Mortgage Investors Group, and subsequently assigned to Freedom Mortgage Corporation, and Whereas, Nestor Solutions of Tennessee, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Deed Book 1880, Pages 1343-1345 and as Instrument Number 25014473 in Register's Office of Anderson County, Tennessee; and Whereas, default has been made in the payment of the Note; and Whereas, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust. The notice requirements of T.C.A. §35-5-101 and 35-5-104 have been satisfied. Now, Therefore, notice is hereby given that an agent of Nestor Solutions of Tennessee, LLC, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, will proceed to sell the below-mentioned property on 2/2/2026, at 11:00 AM at the Front Door of the Anderson County Courthouse, 100 North Main Street, Clinton, TN 37716, to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Anderson County, Tennessee, described as follows: Situated In The 2nd Civil District Of Anderson County, Tennessee Within The City Of Oak Ridge, Tennessee And Being Designated As Lot 67 And Lot 68 On The Plat Of The Entire City Of Oak Ridge, Subdivision Plan As Shown On Block Plan SD C-6 (New Block 14BU) Prepared By Michael Baker, Jr., Inc., And Recorded In Oak Ridge Plat Book 2, Page 49 In The Anderson County Register's Records. Lots 67 And 68 Have Been Combined As Map 14BU Parcel 67 And Are Described In Metes And Bounds As Follows: Beginning At An Iron Pin On The Northerly Right Of Way Of North Seneca Road Said Iron Pin Being Located 549.50 Feet, More Or Less, Northeast Of Stanton Lane; Thence With Said Point Of Beginning North 53 Degrees 23 Minutes 00 Seconds West 198.35 Feet To An Iron Pin; Thence North 36 Degrees 34 Minutes 06 Seconds East 152.49 Feet To An Iron Pin; Thence South 53 Degrees 21 Minutes 25 Seconds East 197.90 Feet To An Iron Pin On The North Right Of Way Of Seneca Road; Thence Along Said Right Of Way South 36 Degrees 23 Minutes 57 Seconds West 152.40 Feet To The Point Of Beginning, The Aforesaid Calls And Distances Are In Accordance With The Survey Of William R. Easter, Registered Land Surveyor, 119 Charles Seivers Boulevard. Suite 204, Clinton, Tennessee 37716, License No. 1514, Drawing No. 67-A-91, Dated March 26, 1991. This Conveyance Is Made Subject To Applicable Restrictions, Building Setback Lines, Existing Easements, And All Conditions Of Record. The Above Description Is The Same As The Previous Deed Of Record; No Boundary Survey Having Been Made At The Time Of This Conveyance. The street address of the above-described property is believed to be 141 N. Seneca Rd, Oak Ridge, TN 37830, but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Owner of Property: Larry E. Lowe Knoxville TVA Employees Credit Union, Book 1796, Pages 885-886 and Instrument # 22007187 The sale is subject to occupant(s) rights in possession of the premises. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the purchase price. The purchaser shall have no further record against the grantor, the grantee or the trustee. Internet Posting Website: https://tennesseepostings.com/ Publication Dates: 1/5/2026 and 1/12/2026 Nestor Solutions of Tennessee, LLC, Substitute Trustee 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 TS#: 2025-19884-TN January 5, 12 2026 LOKR0432668