SUPREME COURT STATE OF NEW YORK COUNTY OF ONEIDA CITIZENS BANK, N.A., Plaintiff, -against- CHRIS HARVEY, DOUGLAS HARVEY, and DANIELLE HARVEY as possible distributees of the estate of Richard A. Harvey late of the town of Whitestown, County of Oneida, State of New York; JOHN ROE and JANE ROE, said names being fictitious and unknown to Plaintiff being all unknown heirs-at-law and next-of-kin of Richard A. Harvey late of the town of Whitestown, County of Oneida, State of New York; SYNCHRONY BANK; PEOPLE OF THE STATE OF NEW YORK; UNITED STATES OF AMERICA; EDWARDS AMBULANCE SERVICE; and "JOHN DOE #1" through "JOHN DOE #12", the last twelve names being fictitious and unknown to Plaintiffs, the persons or parties intended being the tenants, occupants, persons or corporations, if any, having or claiming an interest in or lien upon the premises described in the complaint, Defendants. SUMMONS WITH NOTICE Index No. EFCA2025-001560 TO John Roe and Jane Roe, said names being fictitious and unknown to Plaintiffs, the persons or parties intended being all known and unknown heirs-at-law and next-of-kin of the Estate of Richard A. Harvey late of the town of Whitestown, County of Oneida, State of New York : YOU ARE HEREBY SUMMONED and required to serve upon plaintiff's attorneys an answer to the complaint in this action within twenty (20) days after the service of this summons, exclusive of the day of service, or within thirty (30) days after service is complete if the summons is not personally served upon you within the State of New York. The United States, if designated a defendant on this action, may appear or answer within sixty (60) days of service. In case of your failure to answer, judgment will be taken against you for the relief demanded in the complaint. The basis of the venue designated is that the mortgaged property is located in Oneida County. TO: John Roe and Jane Roe, said names being fictitious and unknown to Plaintiffs, the persons or parties intended being all known and unknown heirs-at-law and next-of-kin of the Estate of Richard A. Harvey late of the town of Whitestown, County of Oneida, State of New York : The foregoing summons is served upon you by publication pursuant to an Order of the Hon. Julie Grow Denton, Justice of the Supreme Court of the State of New York, dated the 19 th day of February, 2026, and filed with the complaint and other papers in the Office of the Clerk of Oneida County. This is an action for foreclosure of a mortgage made by Richard A. Harvey a/k/a Richard Allen Harvey and Gail A. Harvey a/k/a Gail Harvey a/k/a Gail Ann Harvey to Citizens Bank, N.A., in the original amount of $50,000.00 with interest, dated November 15, 2019, recorded November 15, 2019 in the Oneida County Clerk's Office as Instrument No. 2019-017122. The relief sought is the foreclosure of the mortgage lien and the public sale of the mortgaged premises and in case of your failure to appear, judgment may be taken against you extinguishing any interest or judgment lien you may have in the mortgaged premises. The premises indexed in this action are described and commonly known as 25 Beechnut Terrace, Town of Whitestown, County of Oneida, State of New York 13492 (SBL#: 291.016-1-12). A copy of the full legal description can be obtained by contacting counsel below. Dated: February 20, 2026 COOPER ERVING & SAVAGE LLP Albany, New York BY: Matthew E. Minniefield, Esq. Attorneys for Plaintiff 20 Corporate Woods Blvd., Suite 501 Albany, New York 12211 (518) 449-3900 mminniefield@coopererving.com February 27 2026 LNYS0464777