FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Hillsdale County, starting promptly at 10:00 AM, May 15, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Russell Stewart, A Single Man to Mortgage Electronic Registration Systems, Inc. as Mortgagee, as Nominee for Amerifirst Financial Corporation, its successors, and assigns, Mortgagee, dated March 20, 2020, and recorded on March 27, 2020, in Liber 1755, Page 740, Hillsdale County Records, said mortgage was assigned to Wilmington Savings Fund Society, FSB, as trustee of Discovery Mortgage Loan Trust by an Assignment of Mortgage dated January 24, 2022 and recorded January 24, 2022 in Liber 1817, Page 1220, said assignment was corrected by an Affidavit of Scrivener's Error dated October 4, 2023 and recorded October 5, 2023 in Liber 1859, Page 242, on which mortgage there is claimed to be due at the date hereof the sum of Ninety-Five Thousand Eight Hundred Seventy-Four and 43/100 ($95,874.43) including interest at the rate of 4.00000% per annum. Said premises are situated in the City of Hillsdale, Hillsdale County, Michigan, and are described as: The South 3 rods in width of that part of Lot 4 of the Western Addition to the City of Hillsdale, according to the recorded Plat thereof, as recorded in Liber 1 of Plats, page 6, Hillsdale County Records, lying West of the West line of Norwood Avenue. The same being 3 rods North and South by 102 links East and West. Also, commencing at the Southeast corner of Lot 5 of said Western Addition and running thence West 15 feet; thence North 3 rods; thence East 15 feet; thence South 3 rods to the place of beginning Commonly known as: 110 N NORWOOD AVE, HILLSDALE, MI 49242 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: April 11, 2026 Randall S. Miller & Associates, P.C. Attorneys for Wilmington Savings Fund Society, FSB, as trustee of Discovery Mortgage Loan Trust 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. - 5:00 p.m. Case No. 22MI00925-7   1590152 (04-11)(05-02) Invoice Date: 05/02/2026