SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE      WHEREAS, on May 30, 2025, NOVA FORTUNA LLC, executed a Deed of Trust to JAMES N. ADAMS, JR. ADAMS & EDENS, P.A., as Trustee and, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, which Deed of Trust is on file and of record in the office of the Chancery Clerk of Hinds County, Mississippi, First judicial District, in Book 7322, Page 5589, as Instrument Number 1909143; which Deed of Trust has been duly transferred and assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION by assignment recorded on December 18, 2025, in Book 7329, Page 7258, as Instrument Number 1935764 in the office of the Chancery Clerk of Hinds County, Mississippi, First Judicial District; and      WHEREAS, default has occurred in the payment of the indebtedness secured by said deed(s) of trust, and JPMorgan Chase Bank, National Association, as beneficiary, has authorized and instructed Padgett Law Group as substitute trustee to foreclose said deed(s) of trust by advertisement and sale at public auction in accordance with the statutes made and provided therefor.      THEREFORE, notice is hereby given that pursuant to the power of sale contained in said deed(s) of trust and in accordance with the statutes made and provided therefor, the said deed(s) of trust will be foreclosed and the property covered thereby and hereinafter described will be sold at public auction to the highest bidder for cash at the Main North Front Door of the 1st Judicial District of the Hinds County Circuit Courthouse located at 407 East Pascagoula Street at Jackson, Mississippi, and will sell within legal hours (being between the hours of 11:00 AM and 4:00 PM) on May 11, 2026, to satisfy the indebtedness now due under and secured by said deed(s) of trust.   Padgett Law Group will convey only such title as vested in it as Substituted Trustee.   The premises to be sold are described as:   LOT 22 OF QUEEN LANE SUBDIVISION, UNIT NO. 8, A SUBDIVISION ACCORDING TO THE MAP OR PLAT THEREOF WHICH IS ON FILE AND OF RECORD IN THE OFFICE OF THE CHANCERY CLERK OF HINDS COUNTY AT JACKSON, MISSISSIPPI, IN PLAT BOOK/CABINET 18 AT PAGE/SLIDE/SLOT 27 THEREOF, REFERENCE TO WHICH IS MADE IN AID OF AND AS A PART OF THIS DESCRIPTION AND BEING THE SAME PROPERTY DESCRIBED IN INSTRUMENT RECORDED IN BOOK 7306 AT PAGE 156.      The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. The successful bidder must tender full funds at the conclusion of the sale in the form of a certified check made payable or endorsed to Padgett Law Group. No personal checks will be accepted. To this end you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded. Padgett Law Group reserves the right to award the bid to the next highest bidders should the highest bidder fail to timely tender the total amount due.   April 9, 2026                          Padgett Law Group                                                  Substituted Trustee                                                  5100 Poplar Avenue, Suite 2208                                                  Memphis, TN 38137                                                  Phone: (850) 422-2520   Duly authorized to act in the premises by instrument recorded on a 04/09/2026, in Book 7332, Page 2029 as Instrument Number 1941881; of the records of the aforesaid county and state. April 14,21,28,May 5,2026                                         12245385