MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELL YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. NOTICE IS HEREBY GIVEN that on May 18, 2026, at or about 09:30 AM, the subject real property described herein below will be sold at the main entrance of the Johnson County Courthouse, 215 West Main Street, Clarksville, AR 72830 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER. WHEREAS, the property secured under the Mortgage is located in Johnson County, Arkansas more particularly described as follows: The following lands lying in the County of Johnson and State of Arkansas, to-wit: A part of the North half Northwest Quarter (N/2 NW/4) of Section 11, Township 10 North, Range 23 West, more particularly described as follows: Commencing at the SW corner of the N/2 NW/4, thence East along the South line thereof 902 feet to the Point of Beginning, thence continue East 902 feet, thence North 1320 feet to the North line of the N/2 NW/4, thence West along the North line of said N/2 NW/4 902 feet to a point due North of the Point of Beginning, thence South 1320 feet to the point of beginning and containing 27.33 acres, more or less. Subject to restrictions, reservations, easements, covenants, oil, gas or mineral rights of record, if any. Street Address: 2701 State Highway 818, Clarksville, AR 72830 WHEREAS on April 13, 2016, James A Lipps, unmarried executed a Mortgage in favor of Regions Bank, which was recorded on April 28, 2016 in Book 2016007, Page 00477 and Instrument Number 220842, in the real estate records of Johnson County, Arkansas. The party initiating foreclosure is Regions Bank and can be contacted at or in care of its servicer initiating foreclosure at: Regions Bank dba Regions Mortgage, 1900 Fifth Avenue North, Birmingham, AL 35203, at Telephone Number 1-800-748-9498; and WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness. The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust. WITNESS my hand this March 11, 2026. TIMOTHY D. PADGETT, P.A. SUBSTITUTE TRUSTEE FOR REGIONS BANK   By: Renee Price Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520 26-001913 12236252