IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA. CIVIL DIVISION CASE NO. 25001290CA UNITED STATES OF AMERICA, ON BEHALF OF ITS AGENCY THE SECRETARY TO THE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD), Plaintiff, vs. KENNETH HOYT; KIMBERLY HOYT; STEPHEN HOYT; BRENDA HARDY; ROBERT HOYT; UNKNOWN TENANT NO. 1; UNKNOWN TENANT NO. 2; and ALL UNKNOWN PARTIES CLAIMING INTERESTS BY, THROUGH, UNDER OR AGAINST A NAMED DEFENDANT TO THIS ACTION, OR HAVING OR CLAIMING TO HAVE ANY RIGHT, TITLE OR INTEREST IN THE PROPERTY HEREIN DESCRIBED, Defendant(s). NOTICE OF ACTION  TO: UNKNOWN TENANT NO. 1 510 FLORIDAIN PL PANAMA CITY, FL 32405 TO: UNKNOWN TENANT NO. 2 510 FLORIDAIN PL PANAMA CITY, FL 32405 YOU ARE NOTIFIED that an action to foreclose a mortgage on the following described property in Bay County, Florida: LOT 6, ACCORDING TO THE PLAT OF FLORIDIAN PLACE, AS RECORDED IN PLAT BOOK 17, PAGE 56, IN THE OFFICE OF THE CLERK OF THE CIRCUIT COURT OF BAY COUNTY, FLORIDA. has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Diaz Anselmo & Associates, P.A., Plaintiff's attorneys, whose address is P.O. BOX 19519, Fort Lauderdale, FL 33318, (954) 564-0071, answers@dallegal.com, within 30 days from first date of publication, and file the original with the Clerk of this Court either before service on Plaintiff's attorneys or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition. DATED on April, 2026.  Christina Caswell As Clerk of the Court By:  As Deputy Clerk PUBLISH IN: News Herald If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711. Pub: 4/29/26 5/6/26 #12277173