SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF MONROE SUMMONS INDEX NO.: E2025004334 Plaintiff Designates MONROE County as the Place of Trial Venue is based upon the county in which the premises are situated US BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST, Plaintiff, -against THE UNKNOWN HEIRS AT LAW OF MICHAEL DISPENZA, deceased, his respective heirs-at-law, next-of-kin, distributes, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors, and successors in interest, and generally all persons having or claiming, under by or through said defendants who may be deceased, by purchase, inheritance lien or otherwise, any right, title or interest in and to the premises described, all of whom and whose names and places of residence are unknown to Plaintiff; PEOPLE OF THE STATE OF NEW YORK; UNITED STATES OF AMERICA and “JOHN DOE 1” through “JOHN DOE 12”, said names being fictitious, parties intended being possible tenants or occupants of premises, or corporations, other entities or persons who claim, or may claim, a lien against the premises, Defendants. Premises Address: 533 Gillett Road, Spencerport, NY 14559 TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your answer, or, if the Complaint is not served with this Summons, to serve a notice of appearance, on the Plaintiff’s Attorney(s) within 20 days after the service of this Summons, exclusive of the day of service (or within 30 days after the service is complete if this Summons is not personally delivered to you within the State of New York); the United States of America may appear answer within 60 day of service hereof; and in case of your failure to appear or answer judgment will be taken against you by default for the relief demanded in the Complaint. TO THE ABOVE-NAMED DEFENDANTS: The foregoing Summons is served upon you by publication pursuant to an Order of the Hon. Erin S. Skinner, a Justice of the Supreme Court, Monroe County, entered June 3, 2025 and filed with the complaint and other papers in the Monroe County Clerk’s Office. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above captioned action is to foreclose a Mortgage dated February 15, 2012 in the amount of $74,111.00 and recorded on March 13, 2012 in Book 24216, Page 423 in the Office of the Clerk of Monroe County, New York. Covering premises known as 533 Gillett Road, Spencerport, NY 14559 a/k/a Section 102.03, Block 2, Lot 36. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this Summons and Complaint by serving a copy of the answer on the attorney for the Mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered, and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your Mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: February 26, 2025 New York, New York HELP FOR HOMEOWNERS IN FORECLOSURE New York State Law requires that we send you this notice about the foreclosure process. Please read it carefully. Summons and Complaint You are in danger of losing your home. If you fail to respond to the summons and complaint in this foreclosure action, you may lose your home. Please read the summons and complaint carefully. You should immediately contact an attorney or your local legal aid office to obtain advice on how to protect yourself. Sources of Information and Assistance The State encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies, and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Department of Financial Services at 1-800-342-3736 or visit the Department’s website at http: www.dfs.ny.gov. Rights and Obligations YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. You have the right to stay in your home during the foreclosure process. You are not required to leave your home unless and until your property is sold at auction pursuant to a judgment of foreclosure and sale. Regardless of whether you choose to remain in your home, YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property taxes in accordance with state and local law. Foreclosure rescue scams Be careful of people who approach you with offers to “save” your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit from a homeowner’s distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. File No. 20292-2837- #102524 11653607