NOTICE OF SALE UNDER POWER GEORGIA, CHATHAM COUNTY   Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey S Collins, Adrienne D Collins to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for JetHomeLoans, LLC., its successors and assigns dated April 30, 2021, recorded in Deed Book 2354, Page 612, Chatham County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 3143, Page 643, Chatham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-EIGHT THOUSAND SEVEN HUNDRED EIGHTY-TWO AND 0/100 DOLLARS ($358,782.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Chatham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. M&T Bank is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank, One Fountain Plaza, Buffalo, NY 14203, 800-724-1633. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey S Collins and Adrienne D Collins or a tenant or tenants and said property is more commonly known as 112 Enclave Blvd, Savannah, GA 31419. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.   M&T Bank as Attorney in Fact for Jeffrey S Collins, Adrienne D Collins McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A"   All that certain lot, tract or parcel of land situate, lying and being in Chatham County, Georgia, and being known as LOT THREE HUNDRED TWENTY-NINE (329), THE ENCLAVE, PHASE 1A, according to a certain plat of survey entitled "A Subdivision Plat of the Enclave, Phase 1A, Lots 1-5, 23-28, 109-134, 327-334, Being a Portion of Tract "J-1" of the C& S Tract Known as Berwick Plantation, 7th G.M.D., Chatham County, Georgia", prepared by Thomas & Hutton Engineering Co., and recorded in the Office of the Clerk of Superior Court of Chatham County, Georgia, in Subdivision Map Book 31-S, Page 24A-K. For a more particular description of said lot conveyed herein, reference is made to said Subdivision Map which is incorporated herein and made a part hereof by specific reference. Said property is presently known as 112 Enclave Circle, Savannah, Ga 31419.   MR / JD October 7, 2025 Our file no. 25-18392GA-FT5   25-18392GA