NOTICE OF FORECLOSURE Default having been made in the payment of the indebtedness secured by that certain mortgage dated May 1, 2017, executed by Joy D Baklanoff, a married woman, to Mortgage Electronic Registration Systems, Inc., solely as nominee for First Federal bank, which mortgage was recorded on May 1, 2017, in Book MORTGAGE 2017, Page 24680, of the mortgage records in the Office of the Judge of Probate of Tuscaloosa County, Alabama and which mortgage was duly transferred and assigned to NewRez LLC D/B/A Shellpoint Mortgage Servicing, notice is hereby given that pursuant to law and the power of sale contained in said mortgage, the undersigned will sell at public outcry, to the highest bidder for cash, in front of the Main entrance to the Tuscaloosa County Courthouse at Tuscaloosa, Alabama during the legal hours of sale on October 30, 2025, the following described real estate, situated in Tuscaloosa County, Alabama, to-wit: Lot 160 Camden Lake, a map or plat of which is recorded in Plat Book 2007, at Page 229, 230, 231 and 232 in the Probate Office of Tuscaloosa County, Alabama. Less and Except Mineral and Mining Rights. This sale is made for the purpose of paying the indebtedness secured by said mortgage as well as expenses of foreclosure. This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the County where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to condition, title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. The successful bidder must tender full funds at the conclusion of the sale in the form of a certified check made payable or endorsed to Padgett Law Group. No personal checks will be accepted. To this end you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded. Padgett Law Group reserves the right to award the bid to the next highest bidders should the highest bidder fail to timely tender the total amount due. NewRez LLC d/b/a Shellpoint Mortgage Servicing PADGETT LAW GROUP 6267 Old Water Oak Road, Ste. 203 Tallahassee, FL 32312 25-011054