IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CASE NO.: 24000518CA NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING, Plaintiff, VS. JOSETH D. CHAVIS A/K/A JOSETH CHAVIS; UNKNOWN SPOUSE OF JOSETH D. CHAVIS A/K/A JOSETH CHAVIS; GEORGIA'S OWN CREDIT UNION; UNKNOWN TENANT(S) IN POSSESSION #1 and #2, and ALL OTHER UNKNOWN PARTIES, et.al., Defendant(s). NOTICE OF FORECLOSURE SALE (Publish in The Panama City News Herald) NOTICE IS HEREBY GIVEN pursuant to a Final Summary Judgment of Foreclosure dated September 30, 2025, entered in Civil Case No.: 24000518CA of the Circuit Court of the Fourteenth Judicial Circuit in and for Bay County, Florida, wherein NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING, Plaintiff, and JOSETH D. CHAVIS A/K/A JOSETH CHAVIS; GEORGIA'S OWN CREDIT UNION;, are Defendants. I will sell to the highest bidder for cash, at www.bay.realforeclose.com at 11:00 AM, on the 10th day of December, 2025, the following described real property as set forth in said Judgment, to wit: LOT 5, BAYWINDS, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 25, PAGE 10, OF THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA. If you are a person claiming a right to funds remaining after the sale, you must file a claim with the clerk before the clerk reports the surplus as unclaimed. If you fail to file a timely claim you will not be entitled to any remaining funds. After the funds are reported as unclaimed, only the owner of record as of the date of the Lis Pendens may claim the surplus. IF YOU ARE A PERSON WITH A DISABILITY WHO NEEDS ANY ACCOMMODATION IN ORDER TO PARTICIPATE IN THIS PROCEEDING, YOU ARE ENTITLED, AT NO COST TO YOU, TO THE PROVISION OF CERTAIN ASSISTANCE. PLEASE CONTACT THE ADA COORDINATOR BY MAIL AT P. O. BOX 1089, PANAMA CITY, FL 32402 OR BY PHONE AT (850) 747-5338 AT LEAST SEVEN (7) DAYS BEFORE YOUR SCHEDULED COURT APPEARANCE, OR IMMEDIATELY UPON RECEIVING THIS NOTIFICATION IF THE TIME BEFORE THE SCHEDULED APPEARANCE IS LESS THAN SEVEN (7) DAYS. IF YOU ARE HEARING IMPAIRED, PLEASE CALL 711 OR EMAIL ADAREQUEST@JUD14.FL COURTS.ORG. WITNESS my hand and the seal of the court on 10/1/2025 BILL KINSAUL CLERK OF THE COURT (COURT SEAL) By: /s/Abrial Johnson Deputy Clerk Attorney for Plaintiff: Brian L. Rosaler, Esquire Popkin & Rosaler, P.A. 1701 West Hillsboro Boulevard Suite 400 Deerfield Beach, FL 33442 Telephone: (954) 360-9030 Facsimile: (954) 420-5186 #11725018; Oct. 8 & 15, 2025