IN THE IOWA DISTRICT COURT FOR POLK COUNTY PennyMac Loan Services, LLC, Plaintiff, vs. Aaron V. Urias; Spouse of Aaron V. Urias; Secretary of Housing and Urban Development; City of Windsor Heights; State of Iowa; Polk County Treasurer and Parties in Possession, Defendants. EQUITY NO. EQCE091947 ORIGINAL NOTICE FOR PUBLICATION To the above-named Defendant: Spouse of Aaron V. Urias You are notified there was on August 29, 2025 filed in the Office of the Clerk of the above-named Court a Foreclosure Petition, which prays for foreclosure of a mortgage in favor of the Plaintiff on the property described herein and judgment in rem in the amount of $91,393.88 plus interest at the rate of 3.75% per annum from July 1, 2024, such amount equaling $9.39 per day, the costs of the action including title costs of $265.00, and reasonable attorney fees and that said sums be declared a lien upon the following-described premises from June 17, 2016, located in Polk County, Iowa, to-wit: That part of Lot 65 described as Parcel 2016-10 of the plat of survey filed in Book 15913 page 481 of the Polk County Recorder, in LOVINGTON, an Official Plat, now included in and forming a part of the City of Des Moines, Polk County, Iowa. that the mortgage on the above-described real estate be foreclosed, that a special execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for other relief as the Court may deem just and equitable. The attorney for the Plaintiff is Matthew E. Laughlin, whose address is The Davis Brown Tower, 215 10th Street, Suite 1300, Des Moines, Iowa 50309-3993, Phone: (515) 288-2500, Facsimile: (515) 243-0654. NOTICE THE PLAINTIFF HAS ELECTED FORECLOSURE WITHOUT REDEMPTION. THIS MEANS THAT THE SALE OF THE MORTGAGED PROPERTY WILL OCCUR PROMPTLY AFTER ENTRY OF JUDGMENT UNLESS YOU FILE WITH THE COURT A WRITTEN DEMAND TO DELAY THE SALE. IF YOU FILE A WRITTEN DEMAND, THE SALE WILL BE DELAYED UNTIL SIX MONTHS (THREE MONTHS IF THE PETITION INCLUDES A WAIVER OF DEFICIENCY) FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS YOUR RESIDENCE AND IS A ONE-FAMILY OR TWO-FAMILY DWELLING OR UNTIL TWO MONTHS FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS NOT YOUR RESIDENCE OR IS YOUR RESIDENCE BUT NOT A ONE-FAMILY OR TWO-FAMILY DWELLING. YOU WILL HAVE NO RIGHT OF REDEMPTION AFTER THE SALE. THE PURCHASER AT THE SALE WILL BE ENTITLED TO IMMEDIATE POSSESSION OF THE MORTGAGED PROPERTY. YOU MAY PURCHASE AT THE SALE. You must serve a motion or answer on or before the 17th day of November, 2025, and within a reasonable time thereafter, file your motion or answer, in the Iowa District Court for Polk County, Iowa. You are notified that Polk County District Court utilizes the Electronic Document Management System. You are directed to the Iowa Court Rules Chapter 16 for general rules and information on electronic filing and, in particular, Division VI regarding the protection of personal information in court filings. If you do not, judgment by default may be rendered against you for the relief demanded in the Petition. If you need assistance to participate in court due to a disability, call the disability coordinator at 515-286-3394. Persons who are hearing or speech impaired may call Relay Iowa TTY (1-800-735-2942.) Disability coordinators cannot provide legal advice. IMPORTANT YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS. October 28, 2025 Date of Third Publication October 14, 21, 28 2025 LIOW0386371