NOTICE OF SALE UNDER POWER
GEORGIA, CHATHAM COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Nelson Roby Jr, Evelyn D Roby to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Georgia Bank & Trust Company of Augusta, its successors and assigns dated September 5, 2008, recorded in Deed Book 345H, Page 502, Chatham County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 907, Page 186, Chatham County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 375R, Page 124, Chatham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FOUR THOUSAND THREE HUNDRED SEVENTY-NINE AND 0/100 DOLLARS ($164,379.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Chatham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2025, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.
Wells Fargo Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, (800) 416-1472.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
To the best knowledge and belief of the undersigned, the party in possession of the property is Nelson Roby, Jr, Evelyn D Roby and Estate of Evelyn D Roby or a tenant or tenants and said property is more commonly known as 195 Aquinnah Drive, Pooler, GA 31322. Should a conflict arise between the property address and the legal description the legal description will control.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A.
as Attorney in Fact for
Nelson Roby Jr, Evelyn D Roby
McCalla Raymer Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
*Auction services provided by Auction.com (www.auction.com)
EXHIBIT "A"
All that certain lot, tract or parcel of land situate, lying and being known as LOT NUMBER 558, HAMPTON PLACE, PHASE II, formerly Berwick Lakes, Phase 7, being a subdivision of Berwick Tract West, 7th G.M. District, Chatham County, Georgia as more particularly described on that certain survey prepared by Hussey, Gay, Bell & DeYoung, Inc., Consulting Engineers, dated September 7, 2005, recorded in Subdivision Map Book 34-S, Page 7A thru 7C, in the Office of the Clerk of the Superior Court of Chatham County, Georgia, to which map reference is hereby made for a more particular description of the property herein described.
Subject, however, to all valid restrictions, easements and rights-of-way of record, including, but not limited to that certain Declaration of Protective Covenants, Conditions and Restrictions recorded in Deed Record Book 225-K, Page 576, in the Office of the Clerk of the Superior Court of Chatham County, Georgia.
Subject, however, to a limited home buyer's warranty, which shall constitute a covenant running with the land, which shall inure to the benefit of grantee's heirs, successors and assigns and which limits the liability of the grantor herein to the grantee and to the grantee's heirs, successors and assigns.
MR / GW November 4, 2025
Our file no. 24-14259GA-FT5
24-14259GA
Pub: Oct. 9, 16, 23, 30, 2025