MORTGAGEE'S NOTICE OF DEFAULT AND INTENTION TO SELL   YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION   NOTICE IS HEREBY GIVEN that on November 5, 2025, at or about 09:00 AM, the subject real property described herein below will be sold at the main entrance of the Johnson County Courthouse, 215 West Main Street, Clarksville, AR 72830 to the highest bidder for cash. The sale will extinguish all interests, including those of existing lien holders or previous owners in the property. THE TERMS OF SALE ARE CASH THE DAY OF SALE AND ALL TRANSFER TAXES WILL BE THE RESPONSIBILITY OF THE PURCHASER.   WHEREAS, the property secured under the Mortgage is located in Johnson County, Arkansas more particularly described as follows:   Lot 22 of Taylor Estates, Phase II, being part of the Northeast Quarter of the Northwest Quarter (NE/4 NW/4) pf Section 26, Township 10 North, Range 23 West, filed December 14, 2018, in the survey records of Johnson County, Arkansas in Drawer 35.   Street Address: 226 Private Road 3533, Clarksville, AR 72830   WHEREAS on March 21, 2024, Branden Alford and Whitney Alford, his wife executed a Mortgage in favor of Arvest Bank, which was recorded on March 26, 2024 in Book 2024005, Page 526, in the real estate records of Johnson County, Arkansas. The party initiating foreclosure is Arvest Bank and can be contacted at or in care of its servicer initiating foreclosure at: Arvest Bank, 801 John Barrow, Suite 1, Little Rock, AR 72205, at Telephone Number 501-716-3894; and   WHEREAS, there may be tenants that claim an interest in the real property herein based upon said tenancy; and WHEREAS, the undersigned is the attorney for the mortgagee and is acting on and with the consent and authority of the mortgagee who is exercising its power of sale under Ark. Code Ann. §18-50-115 which implies a power of sale in every mortgage of real property situated in this state that is duly acknowledged and recorded; and default has occurred in the payment of said indebtedness, and the same is now therefore wholly due; and the holder of the debt has requested the undersigned to sell the property to satisfy said indebtedness.   The undersigned is an active, licensed member of the Bar of the Supreme Court of the State of Arkansas, and the law firm of the undersigned maintains an office at 415 N. McKinley St., Suite 1177, Little Rock, AR 72205 that is located within the State of Arkansas, is accessible to the public during regular business hours, and has the ability to accept funds from a grantor, mortgagor, or obligor to reinstate or pay off a mortgage or deed of trust.   WITNESS my hand this August 22nd, 2025. TIMOTHY D. PADGETT, P.A. SUBSTITUTE TRUSTEE FOR ARVEST BANK   BY: Renee Price Timothy D. Padgett, P.A. 415 North McKinley Ste 1177 Little Rock, AR 72205 (850) 422-2520 25-010477-1 11728130