NOTICE OF TRUSTEE'S SALE 132 Lofty Circle, Stuarts Draft, VA 24477 TM # 83A-12-164 In execution of that certain Deed of Trust in the original amount of $265,500.00, dated November 24, 2021, recorded as Instrument No. 210012907 in the land records of Augusta County, Virginia, default having been made in the payments of the indebtedness thereby secured, the undersigned will on October 28, 2025 @ 11:30 AM at the front entrance of the Augusta County Circuit Courthouse, 1 E Johnson St, Staunton, VA 24401, offer for sale at public auction the property and improvements thereon, described as follows: All that certain lot or parcel of land, with improvements thereon and all appurtenances thereunto pertaining, lying and being situate in the Riverheads Magisterial District of the County of Augusta, Virginia, shown as Lot 164, Phase 4, Overlook, containing 0.333 acres, by survey, with metes and bounds as shown on a plat of survey made by Countryside Service Company, LC., dated March 23, 2015, revised July 31, 2015, a copy of which plat is recorded in the Office of the Clerk of the Circuit Court of Augusta County, Virginia in Plat Book 1, Page 9067. TERMS OF SALE: CASH This sale is subject to all matters of record in the chain of title to the above property, and also subject to mechanics' and materialmen's liens of record and not of record, if any such liens exist. A bidder's deposit of 10% of bid amount, in cash, certified or cashier's check, is required at the time of sale, with the balance due at settlement, to be held within 30 days from the sale date at the office of the Trustee. The property and improvements thereon shall be sold in "as is" condition. All costs of conveyance, by special warranty deed, will be at the cost of the purchaser. Real estate taxes shall be prorated to date of sale. Additional terms of sale shall be announced at the time of sale and contained in a memorandum of sale which the successful bidder shall be required to sign. SAMUEL M. PENDER, ESQ. SUBSTITUTE TRUSTEE For more information please contact: Samuel M. Pender, Esquire Franklin, Denney, Ward, & Strosnider PLC 129 N. Wayne Ave., Waynesboro, Virginia 22980 Telephone: (540) 946-4408 Email: spender@fdwslaw.com