IN THE CIRCUIT COURT FOR MARTIN COUNTY, FLORIDA PROBATE DIVISION File No. 432025CP001316CPAXMX IN RE: Estate of JOSEPH P GEMMELL NOTICE TO CREDITORS The administration of the estate of JOSEPH P GEMMELL, deceased, whose date of death was February 16, 2025, is pending in the Circuit Court for MARTIN, Florida, Probate Division, the address of which is P O BOX 9016, STUART, FL 34995. The names and addresses of the personal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The personal representative or curator has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Community Property Rights at Death Act as described in ss. 732.216-732.228 applies, or may apply, unless a written demand is made by a creditor or a beneficiary as specified under s. 732.2211. The written demand must be filed with the clerk. The date of first publication of this notice is October 22, 2025. Attorney for Personal Representative: D W CRAIG DREYER, ESQ FLORIDA BAR NO. 036996 DREYER LAW FIRM, P L 401 SE OCEAN BLVD. STUART, FL 34994 PHONE: (772) 678-3443 FAX: (772) 236-7761 craig@dreyerlaw.com Personal Representative: DONALD M GEMMELL 33 SE SADDLEBACK ROAD TEQUESTA, FL 33469 Publication Dates LSAR0392505