Supplemental Summons and Notice of Object of Action SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ORANGE ACTION TO FORECLOSE A MORTGAGE INDEX #: EF001060-2023 PHH MORTGAGE CORPORATION Plaintiff, vs JOHN A BAKER AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, KENNETH R BAKER AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, NANCY ELLEN PAIR AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, SANDRA LEE MILLER AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, PATRICIA MARIE MANUEL AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, FRANK L CLARK, JR. AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, VIRGINIA L REEDER AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, DENISE CHERYL MILLER AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, DAVID LEWIS CLARK AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, JENNIE LYNN DAVIS AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, MARK L MCDONALD AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD, CHRISTINE MCDONALD AS HEIR TO THE ESTATE OF HELEN HALSTEAD AKA HELEN R HALSTEAD INDIVIDUALLY AND AS SURVIVING SPOUSE OF ROBERT M. HALSTEAD IF LIVING, AND IF HE/SHE BE DEAD, ANY AND ALL PERSONS UNKNOWN TO PLAINTIFF, CLAIMING, OR WHO MAY CLAIM TO HAVE AN INTEREST IN, OR GENERAL OR SPECIFIC LIEN UPON THE REAL PROPERTY DESCRIBED IN THIS ACTION; SUCH UNKNOWN PERSONS BEING HEREIN GENERALLY DESCRIBED AND INTENDED TO BE INCLUDED IN WIFE, WIDOW, HUSBAND, WIDOWER, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNEES OF SUCH DECEASED, ANY AND ALL PERSONS DERIVING INTEREST IN OR LIEN UPON, OR TITLE TO SAID REAL PROPERTY BY, THROUGH OR UNDER THEM, OR EITHER OF THEM, AND THEIR RESPECTIVE WIVES, WIDOWS, HUSBANDS, WIDOWERS, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNS, ALL OF WHOM AND WHOSE NAMES, EXCEPT AS STATED, ARE UNKNOWN TO PLAINTIFF, UNKNOWN HEIRS OF HELEN HALSTEAD AKA HELEN R HALSTEAD IF LIVING, AND IF HE/SHE BE DEAD, ANY AND ALL PERSONS UNKNOWN TO PLAINTIFF, CLAIMING, OR WHO MAY CLAIM TO HAVE AN INTEREST IN, OR GENERAL OR SPECIFIC LIEN UPON THE REAL PROPERTY DESCRIBED IN THIS ACTION; SUCH UNKNOWN PERSONS BEING HEREIN GENERALLY DESCRIBED AND INTENDED TO BE INCLUDED IN WIFE, WIDOW, HUSBAND, WIDOWER, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNEES OF SUCH DECEASED, ANY AND ALL PERSONS DERIVING INTEREST IN OR LIEN UPON, OR TITLE TO SAID REAL PROPERTY BY, THROUGH OR UNDER THEM, OR EITHER OF THEM, AND THEIR RESPECTIVE WIVES, WIDOWS, HUSBANDS, WIDOWERS, HEIRS AT LAW, NEXT OF KIN, DESCENDANTS, EXECUTORS, ADMINISTRATORS, DEVISEES, LEGATEES, CREDITORS, TRUSTEES, COMMITTEES, LIENORS, AND ASSIGNS, ALL OF WHOM AND WHOSE NAMES, EXCEPT AS STATED, ARE UNKNOWN TO PLAINTIFF, JPMORGAN CHASE BANK, N.A., SUCCESSOR BY MERGER TO BANC ONE FINANCIAL SERVICES, INC., BENEFICIAL HOMEOWNER SERVICE CORPORATION, UNITED STATES OF AMERICA ON BEHALF OF THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT, GE CAPITAL RETAIL BANK, ORANGE COUNTY CLERK, BANK OF AMERICA, N.A., CAMPBELL HALL REHABILITATION CENTER, AMERICAN EXPRESS NATIONAL BANK, PEOPLE OF THE STATE OF NY, UNITED STATES OF AMERICA ON BEHALF OF THE IRS Defendant(s). MORTGAGED PREMISES: 56 Prince Street Middletown, NY 10940 To the Above named Defendant: You are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Supplemental Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Supplemental Summons, exclusive of the day of service (or within 30 days after the service is complete if this Supplemental Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Orange. The basis of the venue designated above is the location of the Mortgaged Premises. TO Christine McDonald, Defendants In this Action. The foregoing Supplemental Summons is served upon you by publication, pursuant to an order of HON. E Loren Williams of the Supreme Court Of The State Of New York, dated the Sixth day of November, 2025 and filed with the Complaint in the Office of the Clerk of the County of Orange, in the City of Goshen. The object of this action is to foreclosure a mortgage upon the premises described below, executed by Helen Halstead AKA Helen Halstead (who died on May 14, 2023, a resident of the county of Orange, State of New York) dated the April 15, 2008, to secure the sum of $292,500.00 and recorded at Book 12750, Page 1287 in the Office of the Orange County Clerk on November 13, 2008. The mortgage was subsequently assigned by an assignment executed November 14, 2012 and recorded on January 25, 2013, in the Office of the Orange County Clerk at Book 13493, Page 261. The mortgage was subsequently assigned by an assignment executed September 1, 2022 and recorded on September 12, 2022, in the Office of the Orange County Clerk at Book 15306, Page 1230. The property in question is described as follows: 56 Prince Street, Middletown, NY 10940 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this Foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: November 10, 2025 Gross Polowy LLC Attorney(s) For Plaintiff(s) 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 The law firm of Gross Polowy LLC and the attorneys whom it employs are debt collectors who are attempting to collect a debt. Any information obtained by them will be used for that purpose. 88062 November 19, 26, December 3, 10 2025 LNYS0406223