ANTHONY CURETON, SHERIFF OFFICE OF THE BERGEN COUNTY SHERIFF 25002574 SHERIFF'S NOTICE SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BERGEN COUNTY DOCKET NO. F1282622   Plaintiff: U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION TRUST vs. Defendant: CHERYL DESOUZA; STATE OF NEW JERSEY; ARTHUR E. KOOK, DMD; ET AL.   Writ of Execution Date: 5/14/2025 Attorney: Fein Such Kahn Shepard PC 6 Campus Drive Suite 304 Parsippany, NJ 07054   By virtue of the above stated writ to me directed and delivered, I have levied upon and will expose for sale at public venue at the Sheriff's Office in the City of Hackensack, 2 Bergen County Plaza, Hackensack, NJ 07601 on Friday, December 12, 2025 at twelve o'clock in the afternoon, prevailing time; County of Bergen, State of New Jersey. All that certain lot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the BOROUGH OF OAKLAND, County of Bergen and State of New Jersey: Premises commonly known as: 475 RAMAPO VALLEY ROAD, OAKLAND, NJ 07436 Tax Lot #: 30, Block #: 4507 Approximate Dimensions: 0.251 AC Nearest Cross Street: SIOUX AVENUE Beginning at a point in the northwesterly sideline of Ramapo Valley Road at the northwesterly terminus of a curve connecting the northwesterly sideline of Ramapo Valley Road with the northeasterly sideline of Sioux Avenue and running thence: (1) North 24 degrees 51 minutes 40 seconds East 33.80 feet to a point: thence (2) on a curve to the left having a radius of 921.44 feet and an arc length of 30.00 feet to a point; thence PRIOR LIENS/ENCUMBRANCES WATER OPEN PLUS PENALTY $0.19 TOTAL AS OF October 14, 2025: $0.19 Good faith estimate of upset price: $178,473.96 The occupancy status of the property being foreclosed herein is presently unknown. THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to the Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. Together with all and singular the rights, liberties, privileges, hereditaments and appurtenances thereunto belonging or in anywise appertaining and the reversion and remainders, rents, issues and profits thereof, and also all the estate, right, title, interest, use, property, claim and demand of the said defendants of, in, to and out of the same, be sold to pay and satisfy in the first place unto the said plaintiff the sum of $155,160.10 plus interest thereon; 20% of the purchase price in the form of certified Check or Cash is required at time of sale. The property shall be sold subject to all liens and encumbrances of record and the Sheriff makes no representations expressed or implied, as to the existence, amount, or validity of any liens and encumbrances on the property which is the subject matter of this sale. This notice is further subject to Conditions of Sale as set forth by the Sheriff of Bergen County and is subject to the terms and conditions of the Foreclosure Fairness Act. The short form description provided herein does not constitute a full legal description. A full legal description is annexed to the Writ of Execution on file with the Sheriff of Bergen County. Ridgewood News (158) 11797875 Fee: $225.92 11/14, 11/21, 11/28, 12/5/2025