IN THE CIRCUIT COURT OF THE 14TH JUDICIAL CIRCUIT, IN AND FOR BAY COUNTY, FLORIDA CIVIL DIVISION: CASE NO.: 24-000924-CA LAKEVIEW LOAN SERVICING, LLC, Plaintiff, vs.  RALPH SIRMANS A/K/A RALPH ALEX SIRMANS; UNKNOWN SPOUSE OF RALPH SIRMANS A/K/A RALPH ALEX SIRMANS; AMBER SIRMANS; UNKNOWN TENANT #1 AND UNKNOWN TENANT #2 Defendants. NOTICE OF FORECLOSURE SALE (Please publish in THE NEWS HERALD) NOTICE IS HEREBY GIVEN pursuant to Final Judgment of Mortgage Foreclosure date the 4th day of November 2025, and entered in Case No. 24-000924-CA, of the Circuit Court of the 14TH Judicial Circuit in and for Bay County, Florida, wherein LAKEVIEW LOAN SERVICING, LLC, is the Plaintiff and RALPH SIRMANS A/K/A RALPH ALEX SIRMANS; UNKNOWN SPOUSE OF RALPH SIRMANS A/K/A RALPH ALEX SIRMANS; AMBER SIRMANS; UNKNOWN TENANT #1 AND UNKNOWN TENANT #2, are defendants. Bill Kinsaul as the Clerk of this Court shall sell to the highest and best bidder for cash electronically at www.bay.realforeclose.com, the Clerk’s website for on-line auctions at, 11:00 AM CST on the 18th day of December 2025, the following described property as set forth in said Final Judgment, to wit: LOT 9, BLOCK F, CALLAWAY FOREST UNIT TWO, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 14, PAGE 73, OF THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA. Property Address 112 KRISTINE BLVD, PANAMA CITY, FL 32404 ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM WITH THE CLERK BEFORE THE CLERK REPORTS THE SURPLUS AS UNCLAIMED. If you are a person with a disability who need any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P.O. Box 1089, Panama City, FL 32402 or by phone at 850-767-3550 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email ADARequest@jud14.flcourts.org Dated this 14th day of November, 2025 BILL KINSAUL CLERK OF THE CIRCUIT COURT BY: Abrial Johnson DEPUTY CLERK #11843909; 11/23, 11/30/2025