NOTICE OF MORTGAGE FORECLOSURE SALE   STATE OF ALABAMA COUNTY OF MONTGOMERY       Default having been made of the terms of the loan documents secured by that certain mortgage executed by Michael Westbrook, unmarried man, to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Nations Lending Corporation, its successors and assigns dated December 24, 2022; said mortgage being recorded on January 3, 2023 in Deed Book 5920, Page 588 and re-recorded in Deed Book 5945, Page 581 in the Office of the Judge of Probate of Montgomery County, Alabama. Said Mortgage was last sold, assigned and transferred to Nations Lending Corporation by assignment recorded in Deed Book 6082, Page 341 in the Office of the Judge of Probate of Montgomery County, Alabama.     The undersigned, Nations Lending Corporation, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the main entrance of the Court House in Montgomery County, Alabama during the legal hours of sale (between 11am and 4pm), on January 13, 2026 the following property, situated in Montgomery County, Alabama, to-wit:   LOT 63 BLOCK 18, ACCORDING TO THE MAP OF MONTGOMERY EAST PLAT NO. 15, AS SAID MAP APPEARS OF RECORD IN THE OFFICE OF THE JUDGE OF PROBATE OF MONTGOMERY COUNTY, ALABAMA, IN PLAT BOOK 25 AT PAGE 126.   Said property is commonly known as 225 Kroy Drive, Montgomery, AL 36117.       Should a conflict arise between the property address and the legal description, the legal description will control.       Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record including, but not limited to, those superior to said Mortgage first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The successful bidder must present certified funds in the amount of the winning bid at the time and place of sale.     Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.     The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Mortgage.   NATIONS LENDING CORPORATION as holder of said mortgage McCalla Raymer Leibert Pierce, LLP 505 20th Street N, Suite 1775 Birmingham, AL 35203 Telephone: (205) 216-4238 FT21@mccalla.com File No. 25-06867AL www.foreclosurehotline.net 11868770    12/02/2025,12/09/2025,12/16/2025