Aldridge Pite, LLP Six Piedmont Center 3525 Piedmont Road, N.E., Suite 700 Atlanta, GA 30305 Telephone: (404) 994-7637 November 26, 2025 VIA CERTIFIED MAIL Ryan Yates 306 S 8th St Gadsden AL 35901   RE: NOTICE OF PENDING FORECLOSURE SALE Servicer’s Loan Number: 3493503488 Our File Number: 1422-232A Original Mortgagor(s): Ryan Yates Current Owner (s): Ryan Yates Property Address: 306 S 8th St Gadsden, AL 35901 Dear Sir or Madam: Enclosed herewith you will find a copy of the Notice of Sale that was submitted for publication in the legal newspaper in the county where the property is located. The foreclosure sale is scheduled for January 7, 2026, during the legal hours of sale at the Etowah County Courthouse. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. In the event that the default is not cured and the property is sold at foreclosure to a party other than the creditor, there could be money from the sale for distribution to lien holders in the property and/or the former owner of record. To determine whether our firm is in possession of any money for distribution to lien holders in the property and/or the former owner of record, please call (404) 994-7637 or e-mail excessproceeds@aldridgepite.com no earlier than 45 days after the foreclosure sale date. In the event you have received a discharge in a Chapter 7 bankruptcy case, that discharge may have extinguished any personal liability you may have had for this loan. In such event, any action taken would be limited to the foreclosure on the above-referenced property and would not be an attempt to collect the debt personally. If you are involved in an active bankruptcy case and no relief from the automatic stay has been obtained by your lender, please immediately fax your bankruptcy information to (888) 529-9214 or e-mail such bankruptcy information to bkcase@aldridgepite.com. Rocket Mortgage, LLC is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. 1050 Woodward Avenue Detroit, MI 48226 1.800.508.0944 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Should you need any additional information regarding this foreclosure, you may call (404) 994-7637. Please have our file number readily available when you call so we are better able to assist you in a timely fashion. Under certain circumstances and conditions, the lender may be able to allow you to reinstate the loan and stop foreclosure. Should you desire to reinstate the loan, please contact our office. We will be able to assist you in determining whether reinstatement is allowed, and if allowed, the amount of money which must be paid. All payments must be made through our office in the form of an unconditional tender of certified funds or cash. This letter is being sent to you in accordance with Alabama statutory foreclosure law requirements. You remain free at any time to contact the entity or individual referenced above to discuss other possible alternatives to foreclosure. Sincerely, Aldridge Pite, LLP SERVICEMEMBERS CIVIL RELIEF ACT NOTICE Persons who are members of the Army of the United States, the United States Navy, the Marine Corps, the Coast Guard, or are commissioned officers of the Public Health Service or the National Oceanic and Atmospheric Administration detailed by proper authority for active duty have certain rights and privileges under the Servicemembers Civil Relief Act, 50 U.S.C. § 3901. et seq. If you own the property being foreclosed and are in “military service”, as defined in 50 U.S.C. § 3911, the lender may be required to take additional steps before it is allowed to foreclose. The provisions contained in 50 U.S.C. § 3953 are designed for the benefit of servicemembers whose ability to comply with the terms of their mortgage obligation is materially affected by reason of their military service. If you are a servicemember or if you believe that you are entitled to relief under the Servicemembers Civil Relief Act, please contact this office immediately by mail or by phone as follows: Aldridge Pite, LLP Six Piedmont Center 3525 Piedmont Road, N.E., Suite 700 Atlanta, GA 30305 Telephone: (404) 994-7637 For your information, you may also wish to contact a toll free military assistance number. One such number at Military One Source is (800) 342-9647.