MORTGAGEE'S SALE OF REAL ESTATE   By virtue and in execution of the Power of Sale contained in a certain mortgage given by Polar Views LLC to Steven A. Ross, Trustee of QS Lending Two Trust, dated June 21, 2024 and recorded on June 21, 2024 with the Worcester County Registry of Deeds in Book 70665, Page 344 of which mortgage the undersigned is the present holder, and in which the mortgaged premises consists in part of two certain parcel of land with the buildings and improvements thereon located in Worcester known as 221 Chandler Street & 136 Dewey Street, for breach of the conditions of said mortgage and for the purpose of foreclosing the same will be sold individually and separately at Public Auction on the 8th day of January 2026 in the following order: 221 Chandler Street, Worcester, MA shall be sold at 12:00PM on the 8th of January 2026 and 136 Dewey Street, Worcester, MA shall be sold at 12:30PM on the 8th of January 2026. The above-described premises’ being a portion of the mortgaged premises. To wit: The Land referred to herein below is situated in the County of Worcester, Commonwealth of Massachusetts and is described as follows: 221 Chandler Street, Worcester, MA (Parcel 4 of the above-described mortgage): The land in Worcester, County of Worcester, and Commonwealth of Massachusetts, located at 221 Chandler Street and bounded and described as follows: Land in Worcester, Massachusetts, on the northerly side of Chandler Street, the southerly side of Austin Street, and the westerly side of Mason Street, bounded and described as follows: BEGINNING at the northeast corner thereof at the intersection of the southerly line of Austin Street with the westerly line of Mason Street; THENCE south by Mason Street 110 feet; THENCE westerly parallel with the southerly line of Austin Street 120 feet; THENCE southerly by land now or formerly of Sarah E. Knox 81 feet to a point in the northerly line of Chandler Street; THENCE westerly by Chandler Street 145 feet to a point in the northerly line of Chandler Street 93 feet east of its intersection with the easterly line of Dewey Street; THENCE northerly 191 feet by land now or formerly of one Shearman to the southerly line of Austin Street; THENCE easterly 265 feet by Austin Street to the point of beginning. Containing 40,895 square feet of land. Being a portion of the premises conveyed to Anush B. Karzarian by deed of SKW Real Estate Limited Partnership dated May 31, 1996 and recorded with the Worcester District Registry of Deeds in Book 17976, Page 386. For title see deed recorded at Book 68988, Page 48. 136 Dewey Street, Worcester, MA (Parcel 2 of the above-described premises) Beginning at a point located on the westerly side of Dewey Street which is ninety-six feet northerly from the southwesterly corner of Lot described at No. 203 on a plan of lots recorded in Worcester Registry of Deeds, Book 1098, Page 653, at land now or formerly of one Smith; THENCE at right angles with said Dewey Street and running northwesterly one hundred eighteen and 41/100 (118.41) feet to land late of Hugh Kicks. THENCE northeasterly by land late of said Hicks and others forty-eight (48) feet to a point; THENCE Southeasterly by a line drawn parallel to and forty-eight (48) feet from said first described line, one hundred and sixteen and 69/100 (116.69) feet to said Dewey Street; THENCE Southwesterly on said Dewey Street forty-eight (48) feet to the place of beginning. For title see deed recorded at Book 69509, Page 11. Premises to be sold and conveyed subject to and with the benefit of all rights, rights of way, restrictions, easements, covenants, liens or claims in the nature of liens, improvements, public assessments, any and all unpaid condominium fees, taxes, tax titles, tax liens, water and sewer liens and any other municipal assessments or liens or existing encumbrances of record which are in force and are applicable, having priority over said mortgage, whether or not reference to such restrictions, easements, improvements, liens or encumbrances is made in the deed. No representations express or implied are made with respect to any matter concerning the premises, which will be sold “as-is”. TERMS OF SALE: FOR EACH INDIVIDUAL SALE Fifty Thousand and 00/100 Dollars ($50,000.00) shall be paid in certified or bank cashier's check by the purchaser at the time and place of each said sale, and the balance of the purchase price shall be paid by certified or bank cashier's check at the offices of Erik T. Potter, Esq., Potter MacLellan LLP, 113 Ripley Road, Cohasset, MA 02025 within thirty (30) days from the date of sale for each of the properties. The successful bidder(s) of each sale of the premises shall be required to sign a Memorandum of Terms of Sale containing the above terms at the Auction Sale. The Mortgagee reserves the right to bid at each sale, to reject any and all bids, to continue each sale (independent of the other) and to amend the terms of each sale by written or oral announcement made before or during each of the two foreclosure sales. If either sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s attorney. The description of the premises’ contained in said mortgage shall control in the event of an error in this publication. Other terms, if any, to be announced at the time and place of sale.   Present Holder of Said Mortgage: Steven A. Ross, Trustee of QS Lending Two Trust - c/o Erik T. Potter, Esq. Potter MacLellan, LLP 113 Ripley Road, Cohasset, MA 02025 – 617-257-7050 Dated: December 8, 2025  ?12.12,12.19,12.26.25