STATE OF GEORGIA COUNTY OF RICHMOND   NOTICE OF SALE UNDER POWER   Pursuant to the power of sale contained in the Security Deed executed by HEYWARD J. SEARSON, II to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS GRANTEE, AS NOMINEE FOR STATE BANK AND TRUST COMPANY in the original principal amount of $219,520.00 dated April 8, 2016, and recorded in Deed Book 1528, Page 1352, Richmond County records, said Security Deed being last transferred to U.S. BANK NATIONAL ASSOCIATION in Deed Book 1911, Page 1371, Richmond County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 2/3/2026, the property in said Security Deed and described as follows: ALL THAT LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF RICHMOND, BEING KNOWN AND DESIGNATED AS LOT 79, BLOCK B, THE ORCHARD SUBDIVISION, SECTION I, ON A PLAT RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF RICHMOND COUNTY, GEORGIA, IN PLAT BOOK 3, PAGES 469-473. REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE COMPLETE AND ACCURATE DESCRIPTION AS TO THE METES, BOUNDS AND LOCATION OF SAID PROPERTY. SAID PROPERTY IS CONVEYED SUBJECT TO ANY AND ALL EASEMENTS AND RESTRICTIONS AS SHOWN ON THE AFOREMENTIONED PLAT OF RECORD. RESTRICTIVE COVENANTS RECORDED IN REEL 1157, PAGE 83, EASEMENT IN BOOK 1051, PAGE 1945; DEEDS OF DEDICATION RECORDED IN BOOK 1167, PAGE 207 AND BOOK 1200, PAGE 2289; MAINTENANCE AGREEMENT IN BOOK 1167, PAGE 209; MAP & PARCEL: 181-3-027-00-0 Said property being known as: 2514 PEACH BLOSSOM PASS, HEPHZIBAH, GA 30815 To the best of the undersigned’s knowledge, the party or parties in possession of said property is/are HEYWARD J. SEARSON, II or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows:   U.S. Bank National Association 2800 Tamarack Road, CN-KY-TMFC Owensboro, KY 42301 855-MYUSMAP (855-698-7627)   Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.   U.S. BANK NATIONAL ASSOCIATION, as Attorney-in-Fact for HEYWARD J. SEARSON, II   Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-373408 - LiG