Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Charlevoix County, starting promptly at 11:00 AM on APRIL 17, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a mortgage made by David L. Petty, widower, to Mortgage Electronic Registration Systems, Inc., as nominee for American Advisors Group, Mortgagee, dated November 23, 2021 and recorded January 11, 2022 in Liber 1333, Page 820 Charlevoix County Records, Michigan. Said mortgage is now held by Finance of America Reverse LLC, by assignment. There is claimed to be due at the date hereof the sum of Three Hundred Eight Thousand Forty-Five and 49/100 Dollars ($308,045.49). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue at the place of holding the circuit court within Charlevoix County, Michigan at 11:00 AM on APRIL 17, 2026. Said premises are located in the Township of Hayes, Charlevoix County Michigan, and are described as: PARCEL 1:COMMENCING ON THE EAST LINE OF SECTION 10, TOWN 34 NORTH, RANGE 7 WEST, 859.15 FEET SOUTH OF THE NORTHEAST CORNER OF SAID SECTION; SOUTH 82°07' WEST 325.75 FEET TO AN IRON STAKE; SOUTH 72°36' WEST 365.3 FEET TO AN IRON STAKE, THE POINT OF BEGINNING OF THIS DESCRIPTION; SOUTH 0°13' EAST 279.85 FEET TO AN IRON STAKE; SOUTH 86°45' WEST 673.17 FEET TO AN IRON STAKE; ON THE EAST 1/8 LINE OF SAID SECTION 10; NORTH 00° 07' EAST ALONG SAID 1/8 LINE 240.35 FEET TO AN IRON STAKE. NORTH 50°42' EAST 373.55 FEET TO AN IRON STAKE; NORTH 59°23' EAST 363.32 FEET TO AN IRON STAKE; SOUTH 11°33' EAST; 343.83 FEET TO THE POINT OF BEGINNING; BEING PART OF THE NORTHEAST QUARTER (NE 1/4) OF THE NORTHEAST QUARTER NE 1/4) OF SECTION 10, TOWN 34 NORTH, RANGE 7 WEST. ALSO, BEGINNING ON THE EAST LINE OF SECTION 10, TOWN 34 NORTH, RANGE 7 WEST, 859.15 FEET SOUTH OF THE NORTHEAST CORNER OF SAID SECTION; SOUTH 82°07 WEST 325.75 FEET TO AN IRON STAKE; SOUTH 72°36' WEST 3653 FEET TO AN IRON STAKE; NORTH 11°33' WEST 20.1 FEET; NORTH 72°36' EAST 364.94 FEET; NORTH 82°07' EAST 330.18 FEET; SOUTH 20.18 FEET TO THE POINT OF BEGINNING; SUBJECT TO THE RIGHT OF WAY OF THE COUNTY ROAD ALONG ITS EAST BOUNDARY.PARCEL 2:COMMENCING AT AN IRON STAKE AT THE NORTHEAST CORNER OF SECTION 10, TOWN 34 NORTH, RANGE 7 WEST; THENCE SOUTH 0°02'36" EAST ALONG THE EAST LINE OF SAID SECTION 837.52 FEET TO A POINT IN THE CENTER OF MAPLE GROVE ROAD (SAID POINT HAVING BEEN PREVIOUSLY RECORDED AS 838.97 FEET SOUTH OF THE NORTHEAST CORNER OF SAID SECTION) BEING THE POINT OF BEGINNING OF THIS DESCRIPTION; THENCE CONTINUING SOUTH 0°02'36" EAST ALONG SAID SECTION LINE AND THE CENTER LINE OF SAID ROAD 406.52 FEET; THENCE SOUTH 89°57'24 WEST 670.17 FEET; THENCE NORTH 0°13' WEST 233.0 FEET TO AN IRON STAKE ON THE SOUTHEASTERLY LINE OF AN EASEMENT; THENCE NORTH 11°33'00" WEST 20.1 FEET, TO AN IRON STAKE ON THE NORTHWESTERLY LINE OF SAID EASEMENT; THENCE NORTH 72°36' EAST ALONG SAID NORTHWESTERLY EASEMENT LINE 364.9 FEET; THENCE NORTH 82°07' EAST ALONG SAID EASEMENT LINE 329.64 FEET (RECORDED AS 330.18 FEET) TO THE POINT OF BEGINNING; BEING A PART OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 10, TOWN 34 NORTH, RANGE 7 WEST. 10845 Maple Grove Rd, Charlevoix, Michigan 49720 The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: February 13, 2026 File No. 26-000653 Firm Name: Orlans Law Group PLLC Firm Address: 1650 West Big Beaver Road, Troy MI 48084 Firm Phone Number: (248) 502.1400   1584422  (02-13)(03-06) Invoice Date: 03/06/2026