Notice of Sale Under Power Georgia, CHATHAM County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by AN LIN RUAN AND XIAO JING HUANG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC, ITS SUCESSORS AND ASSIGNS, dated November 28, 2022, and recorded in Deed Book 2978, Page 772, CHATHAM County, Georgia records, as last transferred to LAKEVIEW LOAN SERVICING, LLC, by assignment recorded in Deed Book 3213, Page 615, in the Office of the Clerk of CHATHAM County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $647,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of CHATHAM County, Georgia, within the legal hours of sale on the first Tuesday in April, 2026, to wit: April 7, 2026, the following described property: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN CHATHAM COUNTY, GEORGIA, KNOWN AS LOT 1, THE ESTATES ON GROVE RIVER, SHOWN ON THE MAP OR PLAT OF SAID SUBDIVISION RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF CHATHAM COUNTY, GEORGIA, IN SUBDIVISION MAP BOOK 17-S, PAGE 90. SAID PROPERTY WAS CONVEYED TO JOEY L. CHRISTMAS BY LIMITED WARRANTY DEED DATED JANUARY 11, 2018, RECORDED IN DEED BOOK 1266, PAGE 407, AFORESAID CLERK'S OFFICE. CONTAINING IMPROVEMENTS THEREON KNOWN AS 11 SHORE ROAD, SAVANNAH, GEORGIA. PIN #L-0995-01-025 SUBJECT TO RESTRICTIVE COVENANTS, EASEMENTS AND RIGHTS OF WAY OF RECORD. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property is commonly known as 11 SHORE RD, SAVANNAH, GEORGIA 31419, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): by AN LIN RUAN AND XIAO JING HUANG or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: ROCKET MORTGAGE, LLC Attention: Loss Mitigation Department 8950 Cypress Waters Blvd Coppell, TX 75019 (888) 480-2432 The foregoing notwithstanding, nothing in OC.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being Lakeview Loan Servicing, LLC as attorney in fact for AN LIN RUAN AND XIAO JING HUANG Kahane & Associates, P.A. 180 Interstate N Parkway, Suite 200 Atlanta, Georgia 30339 Telephone: (404) 252-6385 File No.: 26-00418 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.