STATE OF NORTH CAROLINA COUNTY OF GASTON IN THE GENERAL COURT OF JUSTICE BEFORE THE CLERK 26SP000108-350 NOTICE OF SUBSTITUTE TRUSTEE'S FORECLOSURE SALE OF REAL PROPERTY IN THE MATTER OF THE FORECLOSURE by R. Gregory Tomchin, Substitute Trustee, of a Deed of Trust Executed by Kevin Howard Walker, Grantor/Mortgagor, dated July 25, 2023, and recorded on August 1, 2023, in Book 5425, Page 2226 of the Gaston County Public Registry. UNDER AND BY VIRTUE of the power and authority contained in that certain Deed of Trust executed and delivered by Kevin Howard Walker, Grantor/Mortgagor, dated July 25, 2023, and recorded on August 1, 2023, in Book 5425, Page 2226 of the Gaston County Public Registry; and because of default in the payment of the indebtedness secured thereby and failure to carry out and perform the stipulations and agreements contained therein and, pursuant to demand of the holder of the indebtedness secured by said Deed of Trust, the undersigned Substitute Trustee will place for sale, at public auction, to the highest bidder for cash at the usual place of sale at the Gaston County Courthouse, Gastonia, North Carolina, on MAY 27, 2026 at 12:00 Noon those parcels of land, including improvements thereon, situated, lying and being in the County of Gaston, State of North Carolina, and being more particularly described as follows: Being all of Lots 126, 127, 130 and 131 of that certain subdivision of the Lands of Morrowebb Cotton Mills as shown and described in the plat thereof made by John L. Stacy, Registered Surveyor, dated May 13, 1940 as recorded in Plat Book 5 at Page 118 of the Gaston County Registry to which Plat reference is hereby made for a full and complete description of all said lots by metes and bounds. Parcel Number: 133082 Property Address: 304 E. Jenkins Street Dallas, NC 28034 Mailing Address: 306 E. Jenkins Street Dallas, NC 28034 Trustee may, in the Trustee's sole discretion, delay the sale for up to one hour as provided in N.C. Gen. Stat. § 45-21.23. The terms of the sale are that the real property hereinbefore described will be sold for cash to the highest bidder. The Substitute Trustee reserves the right to require a cash deposit or a certified check equal to the greater of five percent (5%) of the amount of the bid or Seven Hundred Fifty Dollars ($750.00). The successful bidder may also be required to pay revenue stamps on the Trustee's Deed, any Land Transfer Tax, and the tax required by N.C. Gen. Stat. § 7A-308(a)(1). The real property hereinabove described is being offered for sale "AS IS, WHERE IS" and will be sold subject to all superior liens, unpaid taxes, and special assessments. Other conditions will be announced at the sale. The sale will be held open for ten (10) days for upset bids as by law required. If the Trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reason of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the sale and reinstatement of the loan without the knowledge of the Trustee. If the validity of the sale is challenged by any party, the Trustee, in its sole discretion, if it believes the challenge to have merit, may declare the sale to be void and return the deposit. The purchaser will have no further remedy. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. THE PURPOSE OF THIS COMMUNICATIONS IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, EXCEPT AS STATED BELOW IN THE INSTANCE OF BANKRUPTCY PROTECTION. IF YOU ARE UNDER THE PROTECTION OF THE BANKRUPTCY COURT OR HAVE BEEN DISCHARGED AS A RESULT OF A BANKRUPTCY PROCEEDING, THIS NOTICE IS GIVEN TO YOU PURSUANT TO STATUTORY REQUIREMENT AND FOR INFORMATIONAL PURPOSES AND IS NOT INTENDED AS AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS OR RECOVER ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY. Additional Notice Where the Real Property is Residential With Less Than Fifteen (15) Rental Units: An order for possession of the property may be issued pursuant to N.C. Gen. Stat. § 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the notice of sale, terminate the rental agreement upon 10 days written notice to the landlord. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. Any person who occupies the property pursuant to a bona fide lease or tenancy may have additional rights pursuant to Title VII of 5.896 – Protecting Tenants at Foreclosure Act which became effective on May 20, 2009. This the 28th day of April 2026. R. Gregory Tomchin, Substitute Trustee Cranford, Buckley, Schultze, Tomchin, Allen & Buie, P.A. 7257 Pineville-Matthews Road, Suite 2100 Charlotte, NC 28226 Telephone: 704-442-1010 Fax: 704-442-1020 Email: gtomchin@southcharlottelawfirm.com May 15, 22 2026 LWLM0510009